Business Details
50+ Years
experience
Your Trusted Financial Partner in Montgomery, AL
Established in 1954 as the Alabama State Employees' Credit Union, we expanded our community charter to serve residents, workers, worshippers, and students across eight counties surrounding Montgomery, AL. As a member-owned financial cooperative, we prioritize competitive rates, low fees, and personalized service to help members achieve financial success. Our offerings include personal and business banking solutions, auto loans, mortgages, savings accounts, and 24/7 digital access through secure online and mobile platforms.We emphasize financial wellness programs, fraud protection education, and community-focused initiatives to deliver value beyond traditional banking. With no monthly maintenance fees on checking accounts and profit-sharing benefits for members, we combine local expertise with modern financial tools to meet diverse needs.
Services
Personal Checking
Personal Savings
Business Checking
Business Savings
Auto Loans
Mortgage Loans
Vacation Loans
Credit Cards
Financial Wellness Services
Online Banking
Details
- Year established: 1954
Highlights and features
- 24/7 digital banking access with secure online and mobile platforms
- Competitive rates and low fees compared to traditional banks
- Member-owned cooperative sharing profits with account holders
- Community-focused financial wellness and protection programs
- Federally insured deposits through NCUA guaranteeing safety
Associations and certifications
- NCUA
Services
Personal Checking
Our free personal checking accounts require no monthly fees or minimum balances. Access funds 24/7 through ATMs, mobile banking, and online services while enjoying fraud protection tools. Ideal for everyday financial management with complete flexibility.
Auto Loans
We offer competitive auto loan rates for new and used vehicles, including refinancing options. Our personalized approach helps members secure comfortable monthly payments that fit their budget and financial goals.
Online Banking
Secure 24/7 access to account management through our website and mobile app. Features include bill payment, fund transfers, check deposits, and real-time transaction tracking with advanced encryption protecting all digital interactions.
Mortgage Loans
We provide competitive mortgage products for home purchases, refinancing, and construction. Our local loan officers work closely with members to find solutions matching their homeownership needs and financial circumstances.
Savings Accounts
From basic savings to specialized Christmas and club accounts, our options help members grow their money with competitive rates. Minimum deposits start at just $5 to open any savings account.
Questions
How do I become a member of ASE Credit Union?
You can join if you live, work, worship, or attend school in any of the eight counties surrounding Montgomery, AL.
What loan options are available through ASE Credit Union?
We offer auto loans, mortgages, vacation loans, personal loans, and credit card options tailored to individual financial situations.
Does ASE Credit Union offer 24/7 account access?
Yes, through our secure online banking platform, mobile app, and automated phone access system available anytime.
Are there fees associated with ASE checking accounts?
No monthly maintenance fees or minimum balance requirements for personal checking accounts.
What makes ASE Credit Union different from banks?
As a member-owned cooperative, we share profits with members through better rates and lower fees compared to traditional banks.
How are deposits protected at ASE Credit Union?
All deposits are federally insured up to $250,000 through the NCUA, with additional protection through our security measures.
