Business Details
Your Trusted Community Credit Union in Auburn, AL
Auburn University Credit Union has served the financial needs of our community for decades, offering a comprehensive range of products designed to support members at every stage of life. As a member-owned cooperative, we prioritize personalized service, competitive rates, and financial education to empower informed decision-making. Our local expertise and commitment to reinvesting in the community distinguish us as a trusted partner for savings, lending, and financial wellness.With innovative digital tools and a team of dedicated professionals, we strive to simplify banking while fostering long-term relationships built on transparency and integrity. Our partnership with GreenPath Financial Wellness underscores our dedication to helping members achieve their financial goals through free counseling and educational resources.
Services
Auto Loans
Credit Cards
Student Solutions
Savings Accounts
Checking Accounts
Personal Loans
Home Loans
Financial Counseling
Mobile Banking
Loan Payments
Highlights and features
- Member-owned cooperative reinvesting profits locally
- Free financial counseling through GreenPath partnership
- Competitive 7.919% APR credit card rate beats industry average
- Personalized loan guidance from local experts
- No hidden fees on checking and savings accounts
What people say
Exceptional customer service
No hidden fees
Prompt deposits
Friendly and efficient
Valued member experience
Services
Auto Loans
Our auto loans offer competitive rates and flexible terms to help members purchase new or used vehicles. Local loan experts guide you through the process, ensuring personalized solutions that fit your budget and lifestyle while supporting Central Alabama's automotive needs.
Credit Cards
The AUCU Mastercard Platinum provides a low 7.919% APR, beating industry averages. Designed for everyday purchases, it offers security, convenience, and financial flexibility with no hidden fees for responsible credit building.
Student Solutions
Tailored financial tools help students manage education expenses and build credit. From savings accounts to budgeting resources, we simplify financial management for students transitioning to independent financial responsibility in Auburn and Opelika.
Checking Accounts
Free and premium checking options provide 24/7 digital access with mobile deposits and alerts. Transparent fee structures and local branch support ensure convenient, stress-free money management for Auburn area residents.
Financial Counseling
Through GreenPath Financial Wellness, members receive free personalized counseling for debt management, budgeting, and credit improvement. This service supports long-term financial stability with expert guidance tailored to individual circumstances.
People
Henry Armstrong
President and CEO
Led AUCU for 36 years, driving growth and community impact before retiring in 2026. Instrumental in establishing local financial education programs and expanding service offerings to meet evolving member needs.
Dave Bradford
Vice President of Recovery Solutions
Appointed AUCU's new CEO in 2025, bringing credit union leadership experience from All In Credit Union. Focuses on maintaining personalized service while implementing innovative financial solutions for Central Alabama members.
Questions
Who can join Auburn University Credit Union?
Eligibility includes Auburn University affiliates, residents of Auburn/Opelika, Montgomery, and surrounding Central Alabama counties. Membership grants access to all financial products and services.
How do I apply for an auto loan?
Apply online or visit a local branch. Our loan specialists will guide you through pre-approval, vehicle selection, and competitive rate options tailored to your credit profile and budget.
What digital banking features are available?
Mobile app users can check balances, deposit checks remotely, transfer funds, and set transaction alerts 24/7. Online bill pay and eStatements simplify financial management from any device.
Is financial counseling really free?
Yes, our partnership with GreenPath Financial Wellness provides free personalized debt management advice, budgeting help, and credit improvement strategies to all AUCU members.
When are branches closed for holidays?
We close for major holidays including New Year's Day, MLK Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Limited holiday hours apply.
