Business Details
Your Trusted Mortgage Partner for Refinance & Home Loans
At Breeze Funding, we specialize in providing tailored mortgage solutions for individuals navigating complex financial situations. Our expertise lies in assisting self-employed borrowers, those with low credit scores, bankruptcy histories, or high debt ratios through flexible loan programs. We offer a range of services including refinance loans, home purchase loans, cash-out refinances, reverse mortgages, and investor-focused financing. With a commitment to personalized service, we prioritize understanding each client's unique circumstances to deliver practical, customized solutions.Our team leverages industry experience and innovative approaches to qualify borrowers through alternative documentation methods, such as bank statements and non-traditional credit sources. By combining human insight with streamlined technology, we ensure efficient loan processing while maintaining attention to detail throughout every transaction.
Services
Mortgage Refinance
Home Purchase Loans
Cash-Out Refinance
Reverse Mortgages
Investor Loans
Low Documentation Loans
Bankruptcy Recovery Loans
Highlights and features
- We specialize in mortgage solutions for self-employed borrowers with non-traditional income verification.
- Our team offers loan programs accepting credit scores as low as 500.
- We provide low-documentation and no-documentation mortgage options for investors.
- Our experts navigate complex cases involving bankruptcy, foreclosure, and high debt ratios.
- We deliver personalized service through experienced loan officers committed to closing success.
What people say
Excellent service
Professional and kind team
Personalized attention
Successful loan closures
Trusted advisors
Services
Mortgage Refinance
We provide customized refinance solutions for homeowners seeking better rates or financial flexibility. Our process accommodates complex income situations through alternative documentation methods. Clients benefit from competitive interest rates and tailored terms that match their specific needs.
Home Purchase Loans
Our home purchase programs assist first-time buyers and experienced homeowners with unique financial circumstances. We offer multiple qualification pathways, including low-documentation options and credit-building solutions for non-traditional borrowers.
Reverse Mortgages
We specialize in reverse mortgage solutions for seniors seeking financial freedom. Our HECM-certified programs allow equity conversion without monthly payments, with options available for ages 55 and older.
Investor Loans
Our investor-focused mortgage products include low-documentation options and cash-flow-based qualification. We offer competitive terms for property acquisitions, refinancing, and portfolio management strategies.
Credit Recovery Loans
We provide mortgage solutions for borrowers with bankruptcy, foreclosure, or low credit scores. Our programs incorporate alternative credit verification and flexible waiting period requirements to help rebuild financial standing.
Questions
What mortgage programs do you offer for self-employed individuals?
We offer specialized programs using bank statements, low-doc, and no-doc options for self-employed borrowers.
Can I qualify for a mortgage with a low credit score?
Yes, we accept credit scores as low as 500 and consider non-traditional credit sources.
Do you offer reverse mortgage options?
Yes, including HECM programs for seniors aged 55+ with flexible payment structures.
How do you handle mortgage applications with bankruptcy history?
We offer programs with reduced waiting periods for Chapter 7 and 13 bankruptcies.
What investor-focused mortgage solutions are available?
We provide DSCR loans, cash-out refinancing, and purchase programs for rental property investors.
