Joshua Crater

At Watermark Home Loans, we believe that every homeowner deserves a mortgage that's tailored to their unique needs and goals. That's why we offer a simple online process, cutting-edge digital tools, and an experienced team of loan officers who will work with you to custom-fit your mortgage for both short and long-term success.

Our Mission

Our mission is to help you mortgage smarter. We've combined industry-leading rates, a simple online mortgage process, and cutting-edge digital tools that provide up-to-the-minute loan data. Our knowledgeable, experienced team of loan officers is committed to your long-term success.

How We Serve Our Customers

We proudly serve homeowners like you from our headquarters in Southern California. With over 15 years of experience, we've learned that every homeowner is unique, and that's why we offer a range of mortgage options to fit your needs. Our team of experienced mortgage bankers will work with you to custom-fit your mortgage to your unique situation, as well as your short and long-term financial goals.

Our Services

We offer a range of mortgage services, including traditional mortgages, reverse mortgages, and refinancing options. Our online process is clear and transparent, and our digital tools provide 24/7 access to your loan information. We're Fannie Mae, Freddie Mac, and Ginnie Mae approved, which means we're able to provide a wide range of purchase and refinancing options, including conventional, jumbo, and government-insured veteran loans.

Why Choose Watermark Home Loans?

At Watermark Home Loans, we're committed to helping you achieve your homeownership goals. Our team of experienced mortgage bankers will work with you to custom-fit your mortgage to your unique needs and goals. We offer competitive rates, a simple online process, and cutting-edge digital tools that provide up-to-the-minute loan data. We're dedicated to providing exceptional customer service and ensuring that you have a smooth and stress-free mortgage experience.