Business Details
50+ Years
experience
Your Trusted Local Bank for Personal & Business Banking
Since 1917, WaFd Bank has operated with a community-first ethos, prioritizing personalized service over impersonal systems. Our approach emphasizes simplicity and transparency, offering tailored financial solutions for individuals and businesses across nine western states. With over 200 branches and digital tools like 24/7 mobile banking, we combine century-old trust with modern convenience. Recognized as America's Best Bank by Newsweek for three consecutive years, our disciplined, client-centric philosophy has made us one of the nation's strongest financial institutions.We actively support local communities through the WaFd Bank Foundation, focusing on initiatives that empower low- and moderate-income individuals. Our team of experts delivers straightforward advice without bureaucratic hurdles, ensuring clients receive the attention and customized solutions they deserve.
Services
Checking Accounts
Savings Accounts
Credit Cards
Loans
Mobile Banking
Business Banking
Certificates of Deposit
IRAs
Debit Cards
Online Banking
Details
- Year established: 1917
Highlights and features
- Awarded America's Best Bank by Newsweek for three consecutive years
- 200+ branches and thousands of fee-free ATMs across 9 western states
- 24/7 online and mobile banking with contactless payment options
- Community-focused financial solutions since 1917
- Complimentary financial education tools for youth and adults
What people say
Knowledgeable staff
Prompt attention
Friendly service
Strong community ties
Reliable digital tools
Services
Checking Accounts
Our checking accounts provide flexible financial management solutions for everyday needs. With options including free checking, rewards programs, and business-specific accounts, we offer features like contactless debit cards, Zelle transfers, and thousands of fee-free ATMs. Clients benefit from personalized support and digital tools that simplify money management while maintaining physical branch accessibility across nine western states.
Savings Accounts
Designed to help customers grow their money securely, our savings products include traditional accounts, high-yield money market options, and specialized youth accounts. With competitive interest rates, no monthly fees for qualified accounts, and integration with checking services, these accounts provide accessible pathways to financial goals while maintaining liquidity for changing needs.
Credit Cards
Our credit card offerings combine security with valuable benefits, featuring contactless technology, fraud protection, and rewards programs. Cardholders access perks like gas savings, travel insurance, and purchase protection while supporting their financial health through responsible credit use and credit score monitoring tools.
Mobile Banking
The WaFd mobile app delivers comprehensive banking capabilities through smartphones, including mobile check deposit, real-time alerts, and contactless payments. Users manage accounts 24/7 while maintaining security through biometric authentication and Visa purchase alerts, ensuring control over their financial activities anytime, anywhere.
Business Banking
Tailored solutions support business growth through specialized checking accounts, lending options, and digital tools. Our services include merchant processing, cash management, and personalized financial advice delivered by local experts who understand regional market dynamics and industry-specific challenges facing commercial clients.
People
Brent Beardall
President & CEO
Leading WaFd Bank since 2017, Brent Beardall brings decades of financial industry experience to our century-old institution. Under his leadership, we've expanded services while maintaining our community-focused core values and earned recognition as America's Best Bank.
Questions
What states does WaFd Bank operate in?
We serve clients in nine western states: Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.
Does WaFd Bank offer business banking services?
Yes, we provide specialized checking accounts, lending solutions, and financial management tools tailored for businesses of all sizes.
Are there monthly fees for checking accounts?
Our Free Checking account has no monthly maintenance fees with no minimum balance requirements.
Can I access my accounts 24/7?
Yes, our online and mobile banking platforms provide 24/7 access to account management, bill payment, and transaction monitoring.
What debit card benefits are available?
Our contactless debit cards offer purchase alerts, mobile wallet integration, and access to thousands of fee-free ATMs nationwide.
How does WaFd support financial education?
We provide Greenlight debit cards for kids with budgeting tools and financial literacy resources through our educational partnerships.
