Business Details
Your Trusted Arizona Credit Union for All Financial Needs
At OneAZ Credit Union, we pride ourselves on delivering personalized financial solutions tailored to meet the unique needs of Arizona residents. With over 12,000 local businesses and countless individuals trusting us, we offer a comprehensive range of services including benefits-packed checking and savings accounts, competitive auto loans, and mortgage rates. Our commitment to financial education empowers members to improve credit scores, manage budgets, and tackle debt effectively. Through our award-winning mobile banking app, members enjoy seamless access to tools like check deposit, fund transfers, and 24/7 customer support. We prioritize transparency, offering early direct deposit access and no hidden fees, while our local expertise ensures we understand Arizona's financial landscape.Recognized as one of Arizona's favorite credit unions, we combine community focus with innovative digital tools to help members achieve their financial goals. Our team of financial experts provides personalized guidance, from loan applications to investment planning, ensuring every member receives tailored advice. With resources like auto loan payoff calculators and debt management tools, we equip members with the knowledge to make informed decisions. As a full-service credit union, we remain dedicated to fostering long-term relationships built on trust, reliability, and a deep understanding of our members' evolving financial needs.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Business Banking
Mobile Banking
Financial Education
Loan Calculators
Scam Protection
Direct Deposit
Highlights and features
- We offer 24/7 mobile banking with check deposit and fund transfer capabilities.
- Our members receive paid direct deposits up to 2 days early.
- We provide free financial education resources for debt management and budgeting.
- We specialize in Arizona-focused banking solutions with local expertise.
- Our competitive rates include 4.30% APY on high-yield savings accounts.
What people say
Competitive rates
Excellent mobile app
Personalized service
Early direct deposit
Financial resources
Services
Auto Loans
We offer competitive used auto loans with 5.39% APR for 48 months. Our Arizona-based lending specialists help members secure financing for reliable transportation. Loan calculators help estimate monthly payments and payoff timelines.
Mortgage Loans
Our fixed-rate home equity loans provide 0.50% off posted rates. Local mortgage experts guide Arizona homebuyers through the application process. Competitive terms help members achieve homeownership goals with transparent fee structures.
Business Banking
Over 12,000 Arizona businesses use our full-service business banking. Solutions include checking accounts, merchant services, and commercial loans. Local relationship managers provide personalized financial guidance for growing companies.
Savings Accounts
Our high-yield savings account offers 4.30% APY on balances up to $10,000. Digital tools track progress toward savings goals. Members access funds through ATMs, mobile check deposit, or branch locations.
Financial Education
Free resources include credit score guides, debt payoff calculators, and budgeting tools. Articles and videos cover topics from mortgage planning to investment basics. Personalized advice helps members make informed financial decisions.
Questions
How do I apply for an auto loan?
Apply online or at any Arizona branch. Our lending specialists will review your credit history and help determine loan terms that fit your budget.
What accounts are available for new members?
We offer checking accounts with no monthly fees, high-yield savings with 4.30% APY, and 24-month share certificates with 3.50% APY.
How does early direct deposit work?
When you set up direct deposit, your paycheck will be available in your account up to 2 days early compared to traditional banks.
What business banking solutions do you offer?
Our business services include commercial checking, merchant processing, payroll solutions, and business loans with competitive rates for Arizona companies.
How can I protect myself from scams?
Visit our security page for current scam alerts. We recommend verifying suspicious calls and never sharing account information through unverified channels.
Videos
