Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions in Florida
Established in 1935, M Carpenter Insurance has built a legacy of providing comprehensive insurance solutions across Florida. As a family-owned independent agency, we prioritize personalized service, leveraging relationships with multiple carriers to tailor coverage for individuals and businesses. Our team of experienced professionals is dedicated to delivering expert advice and customized risk management strategies. With offices in Okeechobee and Belle Glade, we serve clients throughout central and western Palm Beach County.Our commitment to community values and industry expertise ensures clients receive competitive pricing without compromising protection. We specialize in auto, home, life, commercial, and recreational vehicle insurance, adapting to evolving client needs while maintaining the highest standards of integrity. For nearly nine decades, our agency has been a trusted partner in safeguarding Florida families and businesses.
Services
Auto Insurance
Business Insurance
Home Insurance
Life Insurance
RV Insurance
Commercial Insurance
Property Insurance
Workers Compensation
Personal Insurance
Liability Coverage
Details
- Year established: 1935
Highlights and features
- We offer flexibility through partnerships with multiple insurance carriers
- Our team provides personalized service with decades of local expertise
- We ensure competitive pricing while maintaining comprehensive coverage
- Our staff has specialized knowledge in commercial and personal insurance
- We maintain long-term relationships through exceptional customer support
What people say
Exceptional service
Prompt quotes
Knowledgeable staff
Personalized service
Loyal clients
Services
Auto Insurance
M Carpenter Insurance offers comprehensive auto insurance solutions including collision, liability, and roadside assistance coverage. Our policies protect vehicles against accidents, theft, and unexpected emergencies while providing rental reimbursement options. With tailored plans for Florida drivers, we ensure compliance with state requirements while offering additional protections for peace of mind.
Business Insurance
We provide customized commercial insurance packages including property coverage, liability protection, and workers compensation. Our solutions address risks specific to Florida businesses, from restaurants to dealerships. With access to multiple carriers, we create comprehensive policies that protect physical assets, legal liabilities, and operational continuity for companies of all sizes.
Home Insurance
Our homeowners insurance protects Florida properties against fire, theft, and natural disasters. Coverage includes structural protection, personal property replacement, and additional living expenses during repairs. We also offer condo and renters insurance with customizable options to safeguard investments while meeting specific lifestyle needs through personalized risk management strategies.
Life Insurance
We help clients establish financial protection for dependents through term and permanent life insurance policies. Our agents guide decisions about coverage amounts and types based on individual circumstances, addressing common concerns about affordability and necessity while ensuring families maintain financial stability through unexpected life events.
RV Insurance
Specialized insurance for recreational vehicles including motorhomes, ATVs, and boats protects against accidents and damage. Our policies cover repair costs, roadside assistance, and replacement value while offering customizable options for full-time travelers and occasional users. We ensure proper protection for Florida residents' leisure investments.
People
Peggy Carpenter Brady-Sciturro
President/CEO and Commercial Accounts Specialist
Third-generation insurance professional with nearly 30 years of commercial insurance experience. Expanded services to Okeechobee in 2012 while maintaining leadership in Belle Glade office.
Velma Espinoza
Personal Lines Office Manager
Bilingual insurance professional managing personal lines policies with over 15 years of experience serving Florida clients in Belle Glade location.
Mary Burris
Commercial Insurance Consultant
Experienced commercial insurance advisor specializing in business risk management solutions for clients in western Palm Beach County.
Tonya Stamm
Commercial Lines Manager
Commercial insurance specialist with extensive knowledge of business coverage options and risk assessment strategies for Florida enterprises.
Afton Levins
Commercial Lines Agent
Marketing-focused insurance professional assisting businesses with comprehensive coverage solutions and policy implementation across multiple industries.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, and recreational vehicle insurance tailored to Florida residents and businesses.
How do you help clients find the best rates?
By partnering with multiple carriers, we compare options to find competitive pricing while maintaining comprehensive coverage.
What commercial insurance options are available?
We offer property insurance, liability coverage, bonds, workers compensation, and commercial auto insurance for businesses.
Do you provide life insurance guidance?
Yes, our agents help determine appropriate coverage types and amounts based on individual financial situations.
What recreational vehicle coverage do you offer?
We insure ATVs, boats, motorhomes, travel trailers, and motorcycles with customized RV insurance policies.
How does working with multiple carriers benefit me?
It allows us to compare coverage options and pricing across different providers to find the best fit for your needs.
