Call Now
Website
Call
Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in East Ridge, TN
Justin Robinson State Farm State Farm has been serving the East Ridge and Chattanooga communities for over a century, combining deep local knowledge with the strength of the State Farm brand. Our team of experienced professionals brings decades of combined expertise in auto, home, life, and business insurance, tailored to meet Tennessee's unique needs. We prioritize personalized service, treating every client like family while leveraging industry-leading tools to deliver customized coverage solutions.

Our commitment to community is reflected in our approachable, transparent service model and dedication to helping residents protect their assets through all seasons of life. With multilingual support and flexible appointment options, we ensure accessible, reliable insurance guidance for every household and business.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Renters Insurance RV Insurance Boat Insurance Condo Insurance Personal Articles Insurance Health Insurance
Details
  • Year established: 1925
Highlights and features
  • We offer 24/7 emergency service and after-hours appointments
  • Our team has 25+ years of local insurance expertise
  • We provide personalized coverage tailored to Tennessee's seasonal needs
  • We guarantee competitive multi-car discount options
  • Our agents hold active state insurance licenses for all offered products
What people say
Knowledgeable staff Great customer service Saved money on premiums Professional and thorough Friendly and helpful
Services
Auto Insurance
Our auto insurance policies protect against accidents, theft, and weather-related damages specific to Tennessee roads. We offer multi-car discounts and flexible coverage options tailored to individual driving needs. Our licensed agents help clients navigate seasonal challenges like leaf-covered roads and reduced daylight hours while ensuring compliance with state requirements.
Homeowners Insurance
Designed for East Ridge and Chattanooga's seasonal weather patterns, our homeowners insurance covers storm damage and temperature-related risks. Policies protect both property structures and personal belongings with customizable coverage limits. Our team helps clients understand regional risks and select appropriate deductibles for year-round protection.
Business Insurance
Commercial insurance solutions support East Ridge and Chattanooga entrepreneurs with tailored risk management strategies. We offer property protection, liability coverage, and business continuity planning services. Our agents work closely with local businesses to develop policies that adapt to seasonal fluctuations and industry-specific challenges.
Life Insurance
Life insurance plans provide financial security for loved ones during life transitions and unexpected events. Our offerings include term and whole life policies with flexible premium options. We help clients evaluate coverage needs based on family circumstances, income protection requirements, and long-term financial goals.
Renters Insurance
Renters insurance protects personal belongings in apartments and condos across Hamilton County. Policies cover common risks like fire, theft, and water damage while offering liability protection. Our agents assist tenants with policy selection during moves or lease renewals, ensuring adequate coverage for seasonal weather events.
People
Justin Robinson
Insurance Agent
As a lifelong Tennessee resident, Justin leads the agency with 25+ years of insurance experience. He specializes in personalized coverage solutions for local families and businesses.
Kelly Ellis
Account Representative
With 25 years in insurance, Kelly serves East Ridge residents from our main office. She holds license #725571 and specializes in auto and home coverage solutions.
Yvonne Hartline
Customer Service Manager
Yvonne brings 36 years of insurance expertise to our Soddy Daisy community. Licensed #713984, she focuses on life and health insurance products.
Colin McCracken
Account Manager
A Chattanooga native, Colin offers Spanish-language support and specializes in auto and renters insurance. He holds license #3003496488 and enjoys fly fishing.
Abby Stiles
Account Manager
With 8 years in insurance, Abby serves Ooltewah residents. License #2374320 holder specializes in home and life coverage while active in local community events.
Questions
What insurance products do you offer in East Ridge?
We provide auto, home, life, renters, business, boat, and RV insurance policies tailored to Tennessee residents' needs.
Can I get a personalized insurance quote online?
Yes, our website offers personalized quote creation with options to continue saved quotes or contact agents directly.
Do you offer after-hours insurance services?
Our team is available 24/7 through call/text and offers after-hours appointments for urgent insurance needs.
What areas do you serve besides East Ridge?
We serve Chattanooga, Fort Oglethorpe, Ringgold, Collegedale, Ooltewah, and surrounding Tennessee communities.
How can I file an insurance claim?
Visit our website's 'File a Claim' section or contact our office directly at (423) 698-5552 for immediate assistance.
Do you offer electronic proof of insurance?
Yes, we provide digital ID cards accessible 24/7 through our online portal for all active policies.