Business Details
43 Years
experience
Trusted Title Insurance & Closing Services in Chattanooga
Founded in 1983, First Title Insurance has established itself as a trusted full-service title company serving Chattanooga, East Tennessee, and North Georgia. Our team includes a licensed attorney with expertise in Tennessee and Georgia law, ensuring legal precision in all title insurance matters. We specialize in residential and commercial real estate transactions, from small land plots to large-scale properties, with a focus on quality and efficiency. Our experienced staff collaborates closely with buyers, sellers, Realtors, and lenders to streamline the closing process.With competitive rates and a commitment to transparency, we prioritize client satisfaction through clear communication and thorough due diligence. As agents for First American Title Insurance Company, Old Republic National Title Insurance Company, and CATIC, we deliver reliable title insurance solutions tailored to each client's needs.
Services
Title Insurance
Closing Services
Title Searches
Document Preparation
Escrow Services
1031 Exchange Closings
Estate Closings
Probate Assistance
Title Opinion Letters
Commercial Real Estate Transactions
Details
- Year established: 1983
Highlights and features
- Licensed attorney on staff for legal expertise in Tennessee and Georgia
- Handle transactions from small land plots to large-scale commercial properties
- Courteous staff ensures efficient and transparent closing processes
- Competitive rates with a focus on client satisfaction
- Coordinate directly with Realtors, lenders, and buyers for seamless closings
What people say
Excellent service
Knowledgeable employees
Efficient closing processes
Licensed attorney expertise
Competitive rates
Services
Title Insurance
Title insurance safeguards property ownership by identifying and resolving legal issues before closing. Our policies protect buyers and lenders from financial loss due to title defects. We offer both owner's and lender's policies tailored to residential and commercial transactions.
Closing Services
We manage the entire closing process, coordinating with buyers, sellers, and lenders to ensure smooth transactions. Our team prepares closing documents, facilitates fund transfers, and verifies legal compliance. Expertise in handling refinances, estate closings, and commercial deals.
Title Searches
Our title searches examine public records to identify liens, easements, or encumbrances affecting property ownership. This due diligence ensures clear titles before closing. We provide detailed reports and resolve any discovered issues efficiently.
Escrow Services
We securely hold and disburse funds during real estate transactions. Our escrow services ensure all contractual obligations are met before money changes hands. Ideal for complex deals requiring neutral third-party oversight.
Title Opinion Letters
Title opinion letters provide expert analysis of a property's legal status for lenders. These documents offer cost-effective alternatives to traditional insurance for refinance transactions. Prepared by our licensed attorney to ensure accuracy and compliance.
People
Jeremy Ames
President | Attorney
Licensed attorney in Tennessee and Georgia with over 15 years of title insurance experience. Specializes in title searches, Wills & Estates, and real estate law. Member of Chattanooga Bar Association and Tennessee Bar Association.
Wanda Beaty
Closing Agent | Escrow Officer
11+ years of title industry experience. Prepares closing packages and settlement statements. Coordinates with realtors and lenders to ensure efficient transaction processing.
Patty Collins
Closing Agent | Processor
Experienced in banking and real estate closings. Manages closing disclosures, schedules transactions, and liaises with lenders and realtors. Brings expertise from prior roles at FSG Bank and First Volunteer Bank.
Ann Wallace
Post Closings | Policies
Specializes in post-closing documentation and policy issuance. Ensures accurate record-keeping and timely delivery of title insurance policies after transaction completion.
Questions
What is title insurance?
Title insurance protects property owners and lenders from financial loss due to title defects. We offer both owner's and lender's policies to ensure clear property ownership.
What services do you offer?
We provide title insurance, closing services, title searches, escrow management, document preparation, and title opinion letters for residential and commercial real estate transactions.
Do you handle commercial real estate transactions?
Yes, we specialize in commercial property closings, including large-scale developments and complex title assessments.
Are you licensed in Tennessee and Georgia?
Yes, our attorney is licensed in both states, and we serve clients across East Tennessee and North Georgia.
How do you ensure efficient closings?
Our team coordinates directly with Realtors, lenders, and buyers while leveraging decades of experience to streamline the closing process.
