Business Details
20 Years
experience
Your Trusted Partner for Financial Planning Solutions
Cannon Beach Financial Advisors was founded in 2006 with a mission to provide personalized financial planning and portfolio management services. Our team of seasoned professionals brings over 25 years of combined experience in the financial services industry, having guided hundreds of clients through life stages, market cycles, and pivotal financial decisions. We prioritize an integrated approach to lifetime financial goals, combining disciplined investment strategies with a client-centric philosophy. Our principals hold advanced credentials, including Certified Financial Planner (CFP) designations and Series 63/66 licenses, alongside academic backgrounds from prestigious institutions like the Wharton School. We operate with transparency, professionalism, and a commitment to helping clients clarify their financial paths while focusing on their personal and professional aspirations.Our services span retirement planning, estate strategies, and tailored investment solutions designed to align with individual client needs. With offices in San Ramon, CA, and Brookline, MA, we serve clients across multiple states while adhering to strict regulatory standards as a Registered Investment Advisor. Our track record reflects a dedication to long-term relationships, evidenced by our focus on client retention and satisfaction. We emphasize education and collaboration, empowering clients to make informed decisions about their financial futures. By maintaining a disciplined, evidence-based approach to wealth management, we aim to deliver consistent value and peace of mind to our clients.
Services
Financial Planning
Portfolio Management
Investment Advisory
Retirement Planning
Estate Strategies
Details
- Year established: 2006
Highlights and features
- We offer over 25 years of combined experience in financial services.
- Our team includes Certified Financial Planners with advanced degrees.
- We provide tailored strategies for retirement, estates, and investment goals.
- Our disciplined, evidence-based approach prioritizes long-term client success.
- We operate with transparency and adhere to strict regulatory standards.
Associations and certifications
- Registered Investment Advisor
- Certified Financial Planner (CFP)
Services
Financial Planning
Our financial planning service creates customized roadmaps to help clients achieve long-term goals. We analyze income, expenses, assets, and liabilities to develop strategies for retirement, education funding, and wealth preservation. With a focus on clarity and adaptability, we ensure clients understand their financial landscape and make informed decisions aligned with their aspirations.
Portfolio Management
Active portfolio management tailors investment strategies to individual risk tolerance and objectives. We monitor market trends, rebalance holdings, and optimize tax efficiency to maximize returns. Our evidence-based approach emphasizes diversification and disciplined adjustments, ensuring portfolios evolve with clients' changing needs and economic conditions.
Retirement Planning
Retirement planning focuses on building sustainable income streams and minimizing tax liabilities. We assess savings, pensions, and Social Security to design withdrawal strategies that preserve capital. By simulating various scenarios, we help clients confidently transition into retirement while maintaining financial security.
Estate Strategies
Estate strategies ensure efficient wealth transfer to beneficiaries while minimizing legal and tax complexities. We collaborate with attorneys and tax professionals to draft wills, trusts, and gifting plans. Our goal is to protect assets and fulfill clients' legacy intentions with precision and care.
Investment Advisory
Investment advisory services provide ongoing guidance to navigate market volatility. We offer research-driven insights and risk assessments to inform buying/selling decisions. By aligning portfolios with macroeconomic trends, we help clients capitalize on opportunities while safeguarding against downturns through proactive adjustments.
People
Junmin Chang
Principal
Junmin Chang has 20+ years of financial services experience, including roles at CBFA and Ameriprise. He holds a Wharton BS in Electrical Engineering and Economics, an MBA from Santa Clara University, and Series 66 securities licenses.
Gregory Rogers
Principal
Gregory Rogers, a Certified Financial Planner, brings 20+ years of expertise from CBFA and Fidelity. He earned a Wharton BS in Finance and a Boston University Certificate in Financial Planning, alongside Series 63 and 66 licenses.
Questions
What services does Cannon Beach Financial Advisors offer?
We provide financial planning, portfolio management, retirement strategies, estate planning, and investment advisory services tailored to individual client needs.
How are your financial planners qualified?
Our principals hold Certified Financial Planner (CFP) designations, Series 63/66 licenses, and advanced degrees from institutions like the Wharton School and Santa Clara University.
Do you work with clients outside California and Massachusetts?
We serve clients in multiple states but must verify eligibility to provide services in your location. Contact us for details.
How do you approach investment management?
We use disciplined, evidence-based strategies focused on diversification, tax efficiency, and long-term growth aligned with market trends and client goals.
What fees are associated with your services?
Fee structures vary by service. Contact us for a transparent breakdown of costs tailored to your financial plan.
