Business Details
25 Years
experience
Your Trusted Financial Partner in Piedmont, CA
Since 2001, First and Main Financial has been dedicated to crafting personalized financial solutions for individuals and families. Our team of certified professionals brings decades of combined experience in investment management, retirement planning, and comprehensive financial strategy. We prioritize deep client relationships, aligning our expertise with each client's unique goals to deliver tailored advice. Our commitment to ethical standards and continuous education ensures clients receive guidance rooted in industry best practices. We specialize in serving realtors, solopreneurs, and business owners, addressing complex financial needs through a collaborative approach.By integrating modern technology with time-tested principles, we provide a holistic view of clients' financial landscapes. Our mission is to empower clients with clarity and confidence in their financial decisions. With offices in Piedmont and Oakland, we serve clients across California and beyond. Our fee-only structure reinforces our dedication to unbiased advice. We believe financial planning should be both accessible and transformative, helping clients navigate life transitions and achieve long-term security.
Services
Retirement Planning
College Savings
Investment Management
Financial Clarity
Life Transition Planning
Business Owner Solutions
Details
- Year established: 2001
Highlights and features
- We offer 20+ years of combined experience in financial planning and investment management.
- Our team includes CFP and CFA professionals adhering to rigorous ethical standards.
- We provide customized solutions for realtors, solopreneurs, and business owners.
- Our fee-only structure ensures unbiased, transparent financial advice.
- We combine modern technology with proven financial strategies for holistic planning.
Associations and certifications
- Certified Financial Planner Board of Standards
- CFA Institute
Services
Retirement Planning
We develop customized retirement plans considering current assets, future goals, and risk tolerance. Our approach integrates tax-efficient withdrawal strategies and income projections to ensure long-term financial security. Clients receive ongoing portfolio adjustments aligned with evolving market conditions and personal circumstances.
Investment Management
Our evidence-based investment strategies focus on diversified asset allocation tailored to individual risk profiles. We implement both passive and active management techniques while maintaining low-cost structures. Regular performance reviews ensure alignment with clients' financial objectives and market opportunities.
College Savings
We create specialized savings plans for higher education expenses using 529 plans and other tax-advantaged vehicles. Our strategies balance growth potential with liquidity needs while coordinating with overall financial plans. We provide guidance on financial aid optimization and cost-reduction techniques.
Financial Clarity
This service offers comprehensive financial health evaluations through cash flow analysis and net worth tracking. We identify gaps in insurance coverage, debt management opportunities, and emergency fund adequacy. Clients gain actionable insights through interactive financial modeling tools.
Business Owner Solutions
Tailored financial planning for business owners addresses succession planning, profit-sharing strategies, and personal-professional asset integration. We coordinate with legal and tax professionals to optimize entity structures and exit strategies while managing concentrated stock positions.
People
Erik Wolfers
Managing Member
Founder of Wolfers Asset Management with 20+ years in finance. Holds MBA and CFP certification. Former high-tech executive turned financial planner. Specializes in securities analysis and long-term investment strategies.
Eric Wheeler
Portfolio Manager
CFA charterholder with 25+ years of investment experience. Former PG&E Corporation pension fund manager. Expertise in diversified portfolio construction and risk management. Holds BS in Finance from University of San Francisco.
Chris Wagner
Associate Planner
Transitioned from IT consulting to financial planning after 20 years. Pursuing CFP certification. Focuses on early savings strategies and diversified asset allocation. Holds BS in Finance from University of Scranton.
Alison Van Dyke
Financial Planner
30-year finance veteran with corporate and personal planning expertise. Former Bank of America corporate finance executive. CFP professional with MBA from Georgetown University. Specializes in family financial organization.
Frank Bonanni
Client Outreach
15+ years in financial services training and client relations. Former JP Morgan financial advisor managing $70M in assets. Focuses on client communication and service coordination. Experienced in financial education programs.
Questions
What services does First and Main Financial offer?
We provide retirement planning, college savings strategies, investment management, business owner solutions, and comprehensive financial clarity services.
Are you fee-only financial advisors?
Yes, we operate as a fee-only registered investment advisor, ensuring unbiased recommendations without commission-based products.
How do you personalize financial plans?
We conduct detailed financial assessments, analyze cash flow patterns, and create customized asset allocation models tailored to each client's specific goals and risk tolerance.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Chartered Financial Analysts (CFA), and professionals with advanced degrees in finance and business administration.
How often do you review investment portfolios?
We perform quarterly performance reviews and rebalance portfolios as needed based on market changes or client life events.
Can you help with 529 college savings plans?
Yes, we specialize in optimizing 529 plans and other education savings vehicles while coordinating with overall financial strategies.
