Business Details
44 Years
experience
Trusted SBA Business Loan Solutions Nationwide
At SBA Capital, we have dedicated ourselves to mastering the intricacies of business financing since 1982. Our founder, Hershel Pierce, brings decades of expertise in SBA loan programs, specializing in tailored solutions for entrepreneurs across the United States. We leverage comprehensive analytical data to identify and execute the most suitable SBA loan options for our clients, ensuring efficient approvals and closures. Our focus on car wash and hospitality lending has helped countless business owners secure funding for acquisitions, renovations, and expansions. With a reputation built on integrity and client-centric service, we prioritize understanding each client's unique needs to deliver strategic financing advice. Our proven track record includes restructuring multi-million-dollar loans to reduce monthly payments and guiding first-time applicants through the SBA process.Backed by industry affiliations with organizations like the Dallas Builders Association and National Association of Homebuilders, we maintain the highest standards of professionalism. Our commitment to transparency ensures clients receive clear guidance without hidden fees or complications. Through regular client testimonials, we demonstrate our ability to protect client interests while navigating complex financing scenarios. Whether you're purchasing an existing business or launching a new venture, our decades of experience position us to deliver results-driven solutions.
Services
SBA 7a Loans
SBA 504 Loans
Car Wash Financing
Hospitality Financing
Business Debt Restructuring
Commercial Mortgage Loans
Franchise Financing
Medical Facility Loans
Hotel Renovation Loans
Working Capital Loans
Details
- Year established: 1982
Highlights and features
- We have over 40 years of experience in SBA business financing
- Our team specializes in car wash and hospitality industry lending
- We implement a proven analytical process for loan selection
- Our founder maintains active memberships in major builders associations
- We guarantee personalized guidance with no hidden fees
What people say
Very professional
Excellent suggestions
Trustworthy
Go the extra mile
Most solid reputation
Services
SBA 7a Loans
SBA 7a Loans provide flexible financing solutions for small businesses seeking working capital, equipment purchases, or business acquisitions. These government-backed loans offer competitive terms up to $5 million, with favorable interest rates and extended repayment periods. Our team specializes in navigating the SBA approval process to secure optimal funding structures for entrepreneurs across multiple industries.
Car Wash Financing
Our car wash financing program delivers tailored capital solutions for both new ventures and established operations. We facilitate purchases of existing facilities, fund equipment upgrades, and support expansion projects through SBA-guaranteed loan structures. With industry-specific expertise, we help operators secure competitive financing terms that align with their business growth objectives and cash flow requirements.
Hospitality Financing
Hospitality financing solutions cater to hotel owners seeking property improvements, franchise upgrades, or complete renovations. Our SBA-approved programs enable property owners to access long-term financing with reduced down payment requirements. We specialize in arranging Property Improvement Plan (PIP) financing that meets brand standards while optimizing return on investment for hospitality operators.
Business Debt Restructuring
Business debt restructuring services help entrepreneurs reduce monthly payments and improve cash flow through strategic loan modifications. Our experts have successfully restructured multi-million-dollar commercial loans, securing better terms and extended amortization schedules. We analyze existing debt structures to identify refinancing opportunities that enhance financial stability and long-term business sustainability.
SBA 504 Loans
SBA 504 Loans offer long-term financing for commercial real estate purchases and major capital expenditures. These fixed-rate loans provide up to $5.5 million in funding with low down payment options, making them ideal for business expansions or facility acquisitions. Our team has extensive experience structuring 25-year SBA 504 loan packages that maximize client equity preservation.
People
Hershel Pierce
Founder
Hershel Pierce has specialized in SBA business financing since 1982, with extensive experience in commercial real estate and construction lending. A former President of the Dallas Builders Association and founding director at Pavillion Bank, he brings deep industry knowledge and a client-first approach to every financing arrangement.
Questions
What types of SBA loans do you offer?
We specialize in SBA 7a, 504, and conventional loan programs tailored for car washes, hospitality businesses, and commercial properties across the United States.
Can you help with car wash business financing?
Yes, we provide specialized financing for car wash acquisitions, equipment upgrades, and new construction projects through SBA-guaranteed loan structures.
Do you offer hotel renovation loans?
We specialize in hospitality financing, including Property Improvement Plan (PIP) funding and hotel renovation projects through SBA-approved loan programs.
How does business debt restructuring work?
Our team analyzes existing loan structures to identify refinancing opportunities that reduce monthly payments and improve cash flow through strategic loan modifications.
What areas do you serve?
We provide nationwide business loan services with expertise in commercial real estate financing and industry-specific lending solutions.
