Business Details
34 Years
experience
Your Trusted Partner for Financial Planning Solutions
Since 1992, Advosion has provided personalized financial guidance to leaders in business, education, and healthcare. Our founder Scott Pruski, an Economics graduate from the University of Michigan with Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) credentials, combines 30+ years of experience with a fiduciary approach to wealth management. We specialize in Life-Centric Planning that prioritizes personal values over rigid financial projections, addressing complex challenges in tax strategy, cash flow, retirement planning, and legacy building.Our team collaborates with tax attorneys, CPAs, and insurance professionals to deliver comprehensive solutions. Advosion's Real-Life Investing methodology emphasizes evidence-based decision-making, global diversification, and tax-efficient strategies while maintaining transparent fee structures. We serve clients through ongoing partnership rather than one-time plans, focusing on evolving needs amidst life's uncertainties.
Services
Life-Centric Planning
Real-Life Investing
Tax Strategy
Retirement Planning
Wealth Management
Portfolio Management
Charitable Giving
Risk Management
Details
- Year established: 1992
Highlights and features
- We offer 30+ years of fiduciary experience guiding business leaders through complex financial decisions
- Our Life-Centric Planning approach prioritizes personal values over rigid financial projections
- We maintain transparent fee structures with no commissions or hidden incentives
- Our team collaborates with tax attorneys and CPAs for comprehensive wealth solutions
- Real-Life Investing methodology emphasizes evidence-based decisions and tax-efficient strategies
Associations and certifications
- Chartered Financial Consultant (ChFC)
- Chartered Life Underwriter (CLU)
Services
Life-Centric Planning
Our Life-Centric Planning approach combines financial expertise with personal values to create adaptable strategies. We help clients navigate complex decisions about tax optimization, retirement readiness, and legacy planning while maintaining flexibility for life's uncertainties. This service focuses on aligning financial resources with personal priorities through ongoing partnership rather than static projections.
Real-Life Investing
Real-Life Investing emphasizes evidence-based strategies that prioritize tax efficiency and behavioral discipline. We implement globally diversified portfolios using index-based and actively-managed investments while focusing on cost-effective implementation and asset allocation. This approach minimizes speculative risks through systematic rebalancing and tax-aware harvesting strategies tailored to individual client circumstances.
Tax Strategy
Our tax strategy services optimize financial outcomes through comprehensive planning that considers income management, asset location, and charitable giving. We coordinate with CPAs and tax attorneys to implement solutions that reduce tax liabilities across multiple dimensions including retirement accounts, investment portfolios, and estate planning vehicles.
People
Scott Pruski
Founder & Chief Financial Advisor
Scott Pruski is a Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) with 30+ years of experience guiding business leaders through complex financial decisions. He holds an Economics degree from the University of Michigan and specializes in fiduciary wealth management.
Questions
What services does Advosion offer?
We provide Life-Centric Planning and Real-Life Investing services, focusing on tax strategy, retirement planning, wealth management, and portfolio management tailored to business leaders and professionals.
How are Advosion's fees structured?
Life-Centric Planning fees range from $500-$5,000 monthly based on complexity. Real-Life Investing fees range from 0.075%-0.25% quarterly based on portfolio size. Both services have transparent, fee-only structures with no commissions.
What credentials does Scott Pruski hold?
Scott Pruski holds Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations, which require extensive coursework and experience exceeding Certified Financial Planner (CFP) requirements.
How does Advosion approach investment management?
Our Real-Life Investing methodology emphasizes evidence-based decisions, global diversification, and tax-efficient strategies. We focus on cost-effective implementation, systematic rebalancing, and behavioral coaching rather than market timing or stock picking.
