Business Details
Your Trusted Partner for Retirement Planning Solutions
At Mattson Financial, we believe retirement should be defined by your dreams, goals, and desires. With over three decades of experience guiding individuals, families, and small businesses, our team of fiduciary advisors is dedicated to crafting personalized retirement strategies that align with your unique vision. Our comprehensive approach integrates tax-efficient planning, multi-generational wealth management, and health insurance strategies to ensure financial clarity throughout your retirement journey.As a family-owned firm, we prioritize building lasting relationships, treating every client as part of our extended family. Our advisors hold advanced certifications including Series 65 licenses and life insurance designations, while our collaborative process begins with understanding your aspirations before implementing tailored solutions. We serve West Michigan and surrounding communities, combining technical expertise with a personal touch to help clients navigate the complexities of retirement planning.
Services
Retirement Planning
Tax Planning
Multi-Generational Planning
Health Insurance Planning
Estate Planning
Highlights and features
- We offer 30+ years of retirement planning expertise with fiduciary advisors
- Our personalized approach creates tax-efficient retirement strategies tailored to individual needs
- We maintain transparent, family-oriented relationships with every client
- Our team holds advanced certifications including Series 65 and CFP designations
- We provide comprehensive multi-generational planning for family wealth preservation
Services
Retirement Planning
Our retirement planning service creates personalized roadmaps for clients transitioning into retirement. We analyze current assets, develop tax-efficient withdrawal strategies, and implement investment plans tailored to individual lifestyles. Our fiduciary advisors focus on preserving wealth while ensuring sustainable income throughout retirement years.
Tax Planning
This service specializes in minimizing tax liabilities during retirement through strategic asset distribution and tax-deferred account management. We coordinate with CPAs to optimize tax brackets, implement Roth conversions, and develop income strategies that reduce lifetime tax exposure while maintaining compliance with evolving regulations.
Multi-Generational Planning
Our multi-generational planning service focuses on family wealth preservation across generations. We develop strategies for efficient asset transfer, establish trust structures, and create educational programs for younger family members to ensure long-term financial continuity and legacy protection.
Health Insurance Planning
This service provides comprehensive Medicare planning assistance, including Part A/B/C/D analysis and supplemental insurance options. Our specialists help clients navigate enrollment periods, compare coverage options, and integrate health insurance costs into overall retirement budgets while addressing long-term care considerations.
Estate Planning
Our estate planning service coordinates with legal professionals to create comprehensive legacy strategies. We help clients organize beneficiaries, establish power of attorney documents, and implement insurance solutions that protect assets while minimizing probate complexities for future generations.
People
Gary Mattson
Founder
With 30+ years in financial services, Gary established Mattson Financial after serving in the U.S. Air Force. A fiduciary with Series 65 and insurance licenses, he focuses on stress-free retirement solutions while co-hosting local financial radio/TV shows with family members.
Laurel Steward
President, Partner
As partner and licensed fiduciary, Laurel combines financial expertise with family values. A Saginaw Valley State University graduate, she co-hosts Money Mentors radio while managing client relationships and appearing on local TV financial segments with her father.
Taylor Steward
Partner, Advisor
Taylor partners with clients to create personalized retirement plans, leveraging his Series 65 and insurance licenses. A small-town native, he emphasizes personal relationships and appears regularly on financial media segments while maintaining outdoor hobbies with his family.
David Sponhauer
CFP, Advisor
As a CERTIFIED FINANCIAL PLANNER, David assists clients with retirement strategies while emphasizing long-term relationships. He graduated from Grand Valley State University and has served in financial services since 2011, focusing on making meaningful impacts in clients' financial journeys.
Matthew Saidla
Licensed Agent, Medicare
Specializing in Medicare solutions, Matthew helps clients navigate complex health insurance options. A Western Michigan University graduate, he joined the firm in 2022 after project management experience, focusing on personalized Medicare Advantage and Supplement plans.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including portfolio analysis, tax-efficient strategies, and personalized roadmaps tailored to your specific goals and lifestyle needs.
Do you specialize in Medicare planning?
Yes, we offer specialized Medicare guidance including Part A/B/C/D analysis, supplemental insurance options, and coordinated health expense planning for retirement.
Are you fiduciary financial advisors?
All our advisors operate as fiduciaries with Series 65 licenses, legally obligated to act in clients' best financial interests at all times.
How do you handle tax planning for retirees?
We implement tax-efficient withdrawal strategies, coordinate with CPAs, and develop income plans that minimize lifetime tax exposure while maintaining regulatory compliance.
What areas do you serve?
Primarily serving West Michigan, we work with clients across Grand Rapids, surrounding communities, and accept remote consultations for qualified clients.
How does multi-generational planning work?
Our multi-generational planning coordinates family wealth transfer through trust structures, educational programs, and legacy strategies that ensure financial continuity across generations.
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