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21 Years
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Your Trusted Insurance Partner in Bergen County, NJ
Founded in 2005, Merwin & Paolazzi is a leader in providing quality insurance protection for individuals, families, and businesses across New Jersey. Our experienced, licensed staff specializes in commercial lines, personal lines, life and health insurance, and surety bonding, offering tailored solutions to meet diverse client needs. We prioritize superior customer service, competitive rates, and ongoing professional education to maintain expertise in a dynamic marketplace.

Affiliated with the Professional Insurance Agents Association and Agency Network Exchange, we leverage industry partnerships to deliver comprehensive coverage options. Our commitment to personalized service ensures clients receive optimal insurance products backed by prompt, courteous support.
Services
Commercial Insurance Personal Insurance Life Insurance Health Insurance Surety Bonds Property & Casualty Auto Insurance Homeowners Insurance Workers Compensation Business Auto Insurance
Details
  • Year established: 2005
Highlights and features
  • We offer over 15 years of experience in New Jersey insurance markets.
  • Our staff maintains annual professional certifications and advanced designations.
  • We provide personalized coverage solutions through multiple top-rated carriers.
  • We prioritize prompt, courteous service with dedicated client support.
  • We combine risk management expertise with ongoing staff education programs.
What people say
Prompt and courteous service Exceeded support expectations Very knowledgeable Compassionate assistance
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses of all sizes. Our services include general liability, property coverage, workers compensation, and business auto policies tailored to specific industry needs. With expertise in risk assessment and contract analysis, we help businesses protect against liabilities while maintaining cost-effective coverage through multiple carrier partnerships.
Personal Insurance
Our personal insurance services offer customized protection for individuals and families. We specialize in homeowners, auto, renters, and recreational vehicle insurance, with options for umbrella policies and personal articles coverage. Our independent agency status allows access to multiple carriers, ensuring competitive rates and comprehensive protection for clients' most valuable assets.
Life & Health Insurance
We offer life and health insurance solutions including term, whole, and universal life policies, disability income protection, and long-term care coverage. Our advisors help clients create financial security plans for families and businesses, with options for Medicare supplements, annuities, and employee benefits packages tailored to individual and corporate needs.
Surety Bonds
Our surety bonding specialists provide performance, payment, and license bonds for contractors and businesses. We offer tailored solutions for construction projects, judicial requirements, and regulatory compliance, leveraging relationships with top underwriters to secure competitive rates and streamlined bonding processes for clients across New Jersey.
Claims Handling
We provide dedicated claims assistance for policyholders, offering guidance through the reporting process and coordination with insurance carriers. Our team ensures timely processing of claims for property damage, liability incidents, and workers compensation cases, with after-hours support available through direct carrier contact for urgent situations.
People
Michael J. Merwin
President/Producer Commercial Lines
President with CPCU, CIC, CRM, and CRIS designations, specializing in commercial insurance solutions for New Jersey businesses since 2005.
Anthony L. Paolazzi
Vice President/Producer Commercial Lines
Vice President with CPIA accreditation, focusing on commercial insurance production and client relationship management for over 15 years.
Tony Domingues
Commercial Lines Manager
Certified Commercial Lines Manager with expertise in risk assessment and insurance program development for business clients across multiple industries.
Peter Vardakis
Commercial Lines Specialist
Experienced commercial insurance professional with CIC designation, providing tailored coverage solutions for New Jersey businesses since 2005.
Veronica McNeil
Personal Lines Manager
Dedicated Personal Lines Manager ensuring comprehensive coverage and exceptional service for individual policyholders across Bergen County.
Questions
What types of insurance do you offer?
We provide commercial, personal, life, health, and surety insurance solutions for individuals and businesses in New Jersey.
How quickly can I get insurance coverage?
Our experienced agents work efficiently to assess your needs and secure appropriate coverage through our multiple carrier partnerships.
Do you handle insurance claims?
Yes, we guide clients through the claims process and coordinate with carriers to ensure timely resolution of claims.
Are you available after business hours?
For urgent claims, contact your carrier directly using the numbers provided on our website for after-hours assistance.
Can you help with specialized insurance needs?
Our team specializes in customized solutions for unique insurance requirements across various industries and personal circumstances.
How do you ensure competitive rates?
As an independent agency, we shop multiple carriers to find the best coverage options at competitive prices for our clients.