Business Details
48 Years
experience
Your Trusted Insurance Partner in North Bergen, NJ
Since 1978, Gonzalez & Company & Company has provided personalized insurance solutions to families and businesses throughout North Bergen, New Jersey. Founded as a family-owned enterprise, we prioritize client relationships over transactional interactions, treating every customer as an extension of our own family. Our dedicated team of insurance specialists combines decades of industry experience with a deep understanding of local market needs to deliver tailored coverage options. We specialize in three core areas: personal insurance for auto, home, and valuables; business insurance for commercial properties, liability, and workers compensation; and building insurance for apartment complexes, condos, and commercial structures. Our approach emphasizes transparency, education, and customization - ensuring clients fully understand their policies before making commitments.With a legacy of innovation spanning over 40 years, we maintain a rigorous focus on risk assessment, claims advocacy, and policy optimization. Our founders advanced industry credentials, including prestigious designations like Chartered Property Casualty Underwriter and Certified Insurance Counselor, demonstrate our commitment to professional excellence. We operate with a philosophy that values long-term client partnerships over short-term gains, evidenced by our remarkably high customer retention rates. Through consistent family leadership and community involvement, weve built a reputation for reliability, integrity, and exceptional service in the Greater New York Metro area.
Services
Personal Insurance
Business Insurance
Building Insurance
Commercial Auto Insurance
Workers Compensation
Homeowners Insurance
Employment Practices Liability
Flood Insurance
Life Insurance
Valuable Property Coverage
Details
- Year established: 1978
Highlights and features
- We provide personalized insurance guidance from family-owned, fourth-decade specialists
- Our team holds advanced industry certifications including Chartered Property Casualty Underwriter designations
- We guarantee transparent policy explanations with no hidden fees or coverage gaps
- Our local market expertise serves clients across NJ, NY, and PA
- We offer 40+ years of proven experience with building-specific insurance programs
Services
Personal Insurance
Our personal insurance programs protect your most valuable assets with customizable coverage options for automobiles, homes, valuable possessions, and life insurance. We specialize in creating comprehensive policies that address unique needs while maintaining affordable premiums. Our specialists help clients understand policy nuances and select appropriate coverage levels to protect against major financial losses from unexpected events.
Commercial Auto Insurance
We create customized commercial vehicle insurance plans that match specific business operations and driving patterns. Our specialists analyze factors like vehicle usage, territory coverage, and cargo types to create tailored protection against liability, property damage, and business interruption claims. This ensures appropriate coverage for businesses relying on company vehicles across New Jersey and New York metropolitan areas.
Building Insurance
Our building insurance solutions cover commercial, residential, and mixed-use properties against structural damage and related financial losses. We develop policies that include protection for physical structures, loss of rental income, and liability coverage tailored to property types including apartment buildings, commercial complexes, and condo associations. Our 40+ years of industry experience informs comprehensive risk assessment strategies.
Workers Compensation
We provide essential workers compensation insurance plans that protect businesses from financial exposure due to workplace injuries or illnesses. Our programs ensure compliance with state regulations while covering medical expenses, rehabilitation costs, and lost wages. Our specialists help businesses select appropriate coverage limits based on industry risk profiles and employee counts across various sectors.
Employment Practices Liability
Our EPLI coverage protects businesses against claims arising from employee lawsuits involving discrimination, harassment, or wrongful termination. We design policies addressing modern workplace risks while providing legal defense resources. This specialized insurance helps businesses navigate complex employment laws and maintain operational continuity during legal challenges.
People
Chris Gonzalez
Insurance Specialist
Chartered Property Casualty Underwriter with 15+ years experience guiding clients through complex insurance decisions. Holds multiple advanced designations including Certified Insurance Counselor and Associate in Commercial Underwriting. Specializes in commercial property risk assessment and family business succession planning.
Questions
Can I pay insurance premiums with a credit card?
Some carriers accept credit cards directly. For those that don't, we'll process payments ourselves with a 3% fee to cover processing costs.
What are your office hours?
We're open Monday through Friday from 9:30 AM to 6:00 PM. Additional appointments available outside these hours upon request.
How long does it take to get an insurance quote?
Most personal auto quotes within 1 day, homeowners in 1-2 days, building insurance in 3 days, specialized business policies within a week with complete information.
Do you serve clients outside New Jersey?
Yes, we provide coverage to buildings across New Jersey, New York, and Pennsylvania from our North Bergen headquarters.
Is parking available at your office?
Free secured parking is available beneath our building at 5833 Kennedy Boulevard for client convenience.
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