Pacific Horizon Credit Union

Pacific Horizon Credit Union is a member-owned financial institution that has been serving the community since its inception by employees of Pacific States Cast Iron Pipe Company. Over the years, we have expanded our field of membership to include residents of Utah County. To become a member, all you need is to maintain a Share Account balance of $30.00.

Our primary goal is to provide our members with convenient benefits and high-quality financial services. We offer a wide range of products, including checking and savings accounts, loans, credit cards, and IRAs. Our commitment to our members is evident in our low rates, rewards programs, and random contests for prizes throughout the year.

As part of the CO-OP Network, we are everywhere our members need us to be. With access to popular retailers such as 7-Eleven, Costco, and Walgreens, our members can get cash when they need it. Trustage and TruStage insurance products are also available to our members, offering dependable coverage and a members-first philosophy.

Checking Accounts

At Pacific Horizon Credit Union, we offer two types of checking accounts: Cash Back Checking 2.00% and Free Checking 2%. Our Cash Back Checking account offers 2.00% cash back on debit card purchases, up to $15 per month. There is a $5 monthly fee for this account, which is waived if you maintain a daily balance of $1,000 or more. Our Free Checking account has no monthly fees or minimum balance requirements, making it a great option for those who prefer a simple checking account.

Savings Accounts

We offer a variety of savings accounts to help our members reach their financial goals. Our Regular Savings account has a low minimum balance requirement of $5, making it accessible to everyone. We also offer Youth Savers accounts for children aged 0-16, which require a $5 deposit to open and include random contests for prizes throughout the year.

Loans

We offer competitive rates on a variety of loans, including auto loans, ATV, boat, and motorcycle loans, and signature loans. Our auto loan APR is as low as 6.99%, and our ATV, boat, and motorcycle loan APR is as low as 7.99%. We also offer personal loans with APRs starting at 11.49%.

IRAs

Saving for retirement is easy with our IRA accounts. Our Loan Specialists are available to help our members choose the right IRA for their needs and provide guidance on funding options.

Mobile Banking

Our members can access their accounts from anywhere with our mobile banking app. The app allows our members to check their balances, transfer funds, and deposit checks on the go.

Hours and Locations

We have three branches located in Springville, Spanish Fork, and Payson, Utah. Our lobby hours are Monday-Friday, 9:00 a.m. - 5:00 p.m., and our drive-up hours are Monday-Thursday, 9:00 a.m. - 6:00 p.m., and Friday, 8:00 a.m. - 6:00 p.m.