Business Details
Your Trusted Financial Partner in Springville, Utah
Pacific Horizon Credit Union was founded by employees of Pacific States Cast Iron Pipe Company with a commitment to serving Utah County residents. We offer a wide range of financial services including cash back checking accounts, auto loans, signature loans, and youth savings programs designed to meet diverse financial needs. Our membership requires a $5 Share Account balance and residency in Utah County, ensuring localized, community-focused banking. Through the CO-OP Network, we provide nationwide access to ATMs at major retailers like Costco and Walgreens. Our TruStage insurance products and mobile banking app reflect our dedication to innovation and convenience.With branches in Springville, Spanish Fork, and Payson, we combine personalized service with competitive rates on loans and savings accounts. Our drive-up and lobby hours are structured to accommodate busy schedules, and our team prioritizes member satisfaction through transparent, ethical practices. We foster financial literacy through educational programs and random prize contests for young savers. As a member-owned institution, we reinvest in our community while maintaining rigorous operational standards.
Services
Cash Back Checking
Auto Loans
ATV Boat Loans
Signature Loans
Youth Savings
VISA Credit Cards
IRA Accounts
Mobile Banking
CO-OP ATMs
TruStage Insurance
Highlights and features
- We offer 2% cash back on checking accounts with no annual fee.
- Our auto loans feature APRs as low as 5.99%.
- Youth savers accounts start at $5 with prize contest opportunities.
- We provide access to 30,000+ surcharge-free ATMs through CO-OP Network.
- Our mobile app enables 24/7 account management and transactions.
Services
Cash Back Checking
Earn 2% cash back on purchases with our free checking account. No annual fees and unlimited rewards potential make this ideal for everyday spending. Track rewards through our mobile app.
Auto Loans
Secure auto loans with APRs starting at 5.99%. Flexible terms available for new and used vehicles. Pre-approval options simplify car shopping.
Youth Savers Account
Open a savings account for children 0-16 with just $5. Earn entries into prize contests while building financial literacy. Parental oversight included.
CO-OP Network Access
Access 30,000+ ATMs nationwide at retailers like 7-Eleven and Costco. Avoid fees at locations across the United States through our credit union partnership.
Mobile Banking App
Manage accounts 24/7 with our secure mobile app. Features include bill pay, check deposit, transaction alerts, and real-time balance tracking. Available for iOS and Android.
Questions
Who can join Pacific Horizon Credit Union?
Membership requires Utah County residency and a $5 Share Account. Former employees of Pacific States Cast Iron Pipe Company and their families were our original members.
What loan types do you offer?
We provide auto loans, ATV/boat financing, signature loans, and VISA credit cards. APRs start at 5.99% for auto loans and 11.49% for signature loans.
How does the cash back checking work?
Earn 2% cash back on purchases with no spending caps. Rewards are automatically credited to your account monthly. No annual fee applies.
Are there ATM fees?
No fees at 30,000+ CO-OP Network ATMs nationwide. Use your debit card at 7-Eleven, Costco, and Walgreens locations without surcharges.
What youth financial programs exist?
Our Youth Savers Account starts at $5. Children earn contest entries for prizes while learning money management through educational resources and activities.
How can I access mobile banking?
Download our app for iOS or Android devices. Features include mobile check deposit, bill payment, account alerts, and real-time transaction tracking.
