Transforming Your Home, One Window at a Time
Home Savings & Trust Mortgage is a locally owned mortgage company that has been committed to providing outstanding mortgage loans to our customers with integrity as our guide. We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. Our mission is to establish ourselves as a company that has the consumers' interests first, and we are diligent when addressing our customers' needs and wants while providing a clear understanding of the entire lending process.
Our History
Home Savings & Trust Mortgage was created in September 2003 to help individuals and their families realize their dreams of owning a home. We understood from the beginning that in order to gain the trust of the community, we needed to establish ourselves as a company that had the consumers' interest first. Over the years, we have grown to become a reputable mortgage company in the Washington, D.C. area, providing comprehensive solutions and services to individuals and families.
Our Services
At Home Savings & Trust Mortgage, we offer a wide range of loan products to meet the diverse needs of our clients. Our loan products include fixed rate loans, adjustable rate mortgages, FHA loans, VA loans, Home Equity loans, and VHDA loans. We also provide loan calculators and loan applications to make the mortgage process easier and more convenient for our clients.
Our Team
Our team members take great pride in being a part of the Home Savings & Mortgage family, advancing our dedication to providing comprehensive solutions and service in the lending industry. We emphasize professional development and employ only quality personnel with a deep passion for the industry and community. We promote an environment that fosters professional growth and career satisfaction, and we have assembled a strong team of the best and brightest minds in the lending field.
Our Values
At Home Savings & Trust Mortgage, we have a set of core values that guide our actions and decisions. We maintain a reputation of excellence and integrity, promote professional and personal growth, create an environment that rewards hard work, understand our clients' goals, needs, and wants, and engage in the community. These values have served us well for over a decade, and we continue to uphold them as we move forward.
Our Mission
Our mission is to provide comprehensive solutions and services to individuals and families, helping them realize their dreams of owning a home. We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. We are committed to providing outstanding mortgage loans to our customers with integrity as our guide.
Excellent Mortgage Experience
Praise for Loan Officers
Multiple reviewers praised their loan officers, citing their expertise, responsiveness, and guidance throughout the mortgage process. Cole, in particular, was commended for his knowledge of mortgage products, ability to remove a collection from a credit report, and his team's quick underwriting process. Other loan officers, such as Betty, Karina, Pat, and Emily, were also praised for their professionalism, friendliness, and ability to explain complex processes in an understandable manner.
Efficient and Stress-Free Process
Many reviewers appreciated the efficient and stress-free process offered by Home Savings & Trust Mortgage. They mentioned the quick turnaround times, seamless communication, and guidance provided by their loan officers, which made the mortgage process smooth and easy to navigate.
Customer Service
The exceptional customer service provided by Home Savings & Trust Mortgage was a common theme among the reviewers. They appreciated the prompt responses to their questions, the ability to upload documents online, and the overall pleasant experience with the company.
First-Time Home Buyers
Several first-time home buyers appreciated the guidance and support provided by Home Savings & Trust Mortgage. They found the process easy to understand, and the loan officers were patient and knowledgeable, making the experience less intimidating.
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