Business Details
19 Years
experience
Your Partner for Tax-Free Retirement Solutions
Chapman Private Client Services was founded on the principle of empowering clients to achieve tax-efficient retirement through innovative strategies. Our team of seasoned professionals brings decades of combined experience in wealth management, specializing in the Power of Zero approach to minimize tax liabilities. We pride ourselves on delivering personalized solutions that address evolving financial landscapes, ensuring clients retain more of their hard-earned assets. Our expertise spans retirement planning, asset protection, and legacy development, supported by continuous education on industry trends and regulatory changes.We maintain transparency in all client interactions, offering clear communication about strategies, risks, and expected outcomes. Our commitment to excellence is demonstrated through tailored financial roadmaps that adapt to individual circumstances and market conditions. We uphold rigorous professional standards, maintaining certifications and affiliations that validate our technical proficiency. Client trust forms the foundation of our practice, evidenced by our dedication to long-term relationships built on consistent results and ethical conduct.
Services
Retirement Planning
Zero-Tax Planning
Asset Protection
Legacy Planning
Investment Planning
Insurance Planning
Tax Optimization
Estate Planning
Wealth Management
Financial Consulting
Details
- Year established: 2007
Highlights and features
- We implement the Power of Zero methodology for tax-efficient retirement planning
- Our team holds advanced certifications including CFP, CFA, and legal tax expertise
- We specialize in creating customized retirement income strategies
- We provide ongoing portfolio management with tax optimization focus
- Our approach integrates legacy planning with wealth preservation techniques
Associations and certifications
- Qualified Tax-Free Planning Advisors
Services
Retirement Planning
Our retirement planning services create customized strategies for sustainable income streams. We analyze current financial status, future goals, and tax implications to develop comprehensive plans. Our approach addresses longevity risk, market volatility, and healthcare costs while optimizing Social Security and pension benefits.
Zero-Tax Planning
Zero-tax planning focuses on minimizing lifetime tax liabilities through Roth conversions, LIRPs, and tax-advantaged investments. We develop strategies to transition assets into tax-free vehicles while maintaining growth potential. Our approach considers future tax rate scenarios and regulatory changes to maximize after-tax returns.
Asset Protection
Asset protection services employ legal structures to shield wealth from financial risks. We implement insurance solutions, trust arrangements, and diversified portfolios to mitigate sequence of returns risk. Our strategies balance protection needs with growth objectives while maintaining liquidity for retirement expenses.
Legacy Planning
Legacy planning services coordinate wealth transfer with retirement income strategies. We utilize trusts, wills, and charitable giving vehicles to optimize estate tax efficiency. Our approach ensures client wishes are fulfilled while minimizing administrative burdens for beneficiaries through comprehensive documentation.
Investment Planning
Investment planning creates diversified portfolios aligned with retirement goals and risk tolerance. We implement tax-efficient asset allocation strategies that balance growth and income generation. Regular portfolio reviews ensure ongoing alignment with changing market conditions and evolving client circumstances.
People
John Chapman
Founder
John Chapman founded Chapman Private Client Services in 2007 with a vision to help clients achieve tax-efficient retirement. He leads the firm's strategic direction and client service philosophy.
Dean Zayed
Wealth Advisor
Dean Zayed, JD, LLM, CFP combines legal expertise with financial planning to develop comprehensive tax-efficient strategies. He specializes in integrating complex tax considerations with retirement planning.
Mark DiOrio
Chief Investment Officer
Mark DiOrio, CFA, oversees investment strategy and portfolio management. With extensive experience in financial markets, he develops diversified investment approaches aligned with client retirement goals.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning focused on tax-efficient income strategies, including Roth conversions, LIRPs, and diversified portfolio management tailored to individual financial goals.
Can you help achieve a completely tax-free retirement?
While not guaranteed, we utilize Power of Zero strategies like Roth IRA conversions and tax-free insurance products to significantly reduce tax liabilities in retirement.
How do you address changing tax laws in financial planning?
Our approach incorporates adaptable strategies that evolve with regulatory changes, focusing on flexible structures that maintain effectiveness across different tax environments.
What asset protection strategies do you employ?
We use legal structures like trusts, insurance products, and tax-efficient investment vehicles to safeguard assets from sequence of returns risk, longevity risk, and market volatility.
How does legacy planning integrate with retirement strategies?
We coordinate estate planning tools like wills, trusts, and charitable giving with retirement income plans to ensure tax-efficient wealth transfer to heirs.
