Ten Talents Financial Planning

Hi, I'm Kaleb Paddock. I'm the Founder of Ten Talents where I'm a Retirement Guide, expert financial thinking partner, and disciplined investment manager. I'm blessed to be featured in MarketWatch, CNBC, MONEY, Business Insider, and The Wall Street Journal personal finance articles. I'm a CERTIFIED FINANCIAL PLANNER (CFP) Professional based in Parker, Colorado and I'm a fiduciary and fee-only advisor. Put simply, this means that I don't sell you financial products, I act in your best interest at all times, and my pricing is clear and easy to understand.

My clients are eyeing retirement decisions, often work at technology companies, or have experienced a sudden money event (inheritance, home sale, business sale, stock IPO, gift). I help you live life better through optimizing and coordinating your finances like never before. Ten Talents exists because you deserve fiduciary, professional financial guidance without any shenanigans. I work with clients in Parker, CO; Castle Rock, CO; Denver, CO and also virtually with clients across the country.

I believe that you deserve a clear understanding of how money works in your life. Without a fiduciary advisor looking out for your family's financial interests, making smart financial decisions can be confusing. To compound the confusion, the financial marketplace is teeming with individuals who are selling financial products, not acting as fiduciaries who seek your best interest. You can take a DIY approach and try to Google your way to financial clarity. Unfortunately, that often leads to more confusion - not to mention bad advice. Good advice shouldn't be hard to come by. Around here, it's in abundance.

The name Ten Talents comes from a biblical parable found in the Book of Matthew. In the parable, a talent is a measure of precious metal. It has value. Ultimately, the purpose of the story is to encourage good management of valuable resources. The talents are, according to the parable, gifts from Creator God. It's our job to manage them wisely. At Ten Talents, we help you manage your finances wisely, so that you can live life well.

More About Kaleb

I grew up the oldest of six children in historic Grass Valley, California. To pay for college at The Master's University, I started a math tutoring business during my freshman year. Four years later, I graduated with a degree in Business Administration and began working for a financial planning firm. After nearly five years, I decided to start my own firm to serve clients better and make sure they received the best advice without any sales pitches. I've been happily married to my wonderful wife, Hannah, since 2014, and we are blessed with two beautiful children.

Our Services

At Ten Talents, we offer a range of services to help you achieve complete coordination of your finances. These services include investment management, tax planning, insurance planning, estate planning, and retirement planning. We also offer a complimentary introductory call to get started. Our goal is to provide you with actionable retirement guidance and help you avoid common retirement pitfalls. We believe in transparency and offer fair pricing for our services. You'll never have to worry about being pitched life insurance or annuity products.

Our investment management services are designed to help you make the most of your investments. We work with you to understand your risk tolerance and investment goals, and then create a personalized investment plan that aligns with your needs. Our tax planning services aim to minimize your tax liability and maximize your savings. We'll help you understand how your investments impact your taxes and vice versa.

In terms of insurance planning, we'll help you determine the right amount of coverage for your needs. We don't sell insurance products, so you can trust that our advice is in your best interest. Our estate planning services will help you prepare for the future and ensure that your wishes are carried out. We'll work with you to create a will, establish powers of attorney, and set up trusts if necessary.

Finally, our retirement planning services are designed to help you achieve your retirement goals. We'll work with you to create a personalized retirement plan that includes investment management, tax planning, insurance planning, and estate planning. Our goal is to provide you with clarity, security, and confidence as you approach retirement.