Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Yantis, Texas
Founded in 1955, Yantis Federal Credit Union has served as a community-focused financial institution dedicated to fostering economic growth and financial well-being. Our cooperative model emphasizes mutual support, offering members access to insured savings accounts, competitive loans, and personalized financial services. Backed by NCUSIF insurance up to $250,000, we prioritize security, transparency, and convenience through digital banking solutions and bilingual staff support. With decades of local expertise, we remain committed to the principle of 'people helping people' while adhering to federal fair lending laws and maintaining strict confidentiality standards. 
Services
Savings Accounts
Checking Accounts
Home Loans
Auto Loans
Mobile Banking
Certificate Programs
ATM Services
Bill Pay
Loan Refinancing
Financial Counseling
Details
- Year established: 1955
Highlights and features
- We've served the Yantis community since 1955 with personalized financial solutions
- All deposits insured up to $250,000 through NCUSIF backing
- Bilingual staff available to assist with account management and loan applications
- Convenient mobile banking with enhanced fraud protection technology
- Community charter focused on local economic development since inception
Associations and certifications
- NCUSIF
- America's Credit Unions
What people say
Excellent customer service
Competitive loan rates
Bilingual support available
Community-focused approach
Secure deposit options
Services
Savings Accounts
Secure savings solutions with competitive interest rates. Our Share Savings accounts provide safe fund storage while earning dividends. Members enjoy convenient access through multiple service channels. Account management tools help track balances and monitor financial growth effectively.
Auto Loans
New and used auto loan programs with favorable terms. Current rate of 7% for qualified borrowers. Dedicated loan specialists assist with application and approval processes. Flexible repayment options accommodate various budget requirements.
Mobile Banking
24/7 account access through our mobile app. Features include remote deposit capture, bill payment, and real-time transaction monitoring. Enhanced security measures protect against fraud. Available for both Android and iOS devices.
Home Loans
Residential financing options for home purchases or improvements. Programs include fixed and adjustable rate mortgages. Experienced loan officers guide clients through the application process. Competitive rates available for qualified applicants.
Certificate Programs
Fixed-term certificate accounts with guaranteed returns. Competitive dividend rates based on term length. Ideal for conservative investment strategies. Available in multiple term durations to match financial goals.
People
Shelly Ogle
CEO/Manager
Shelly Ogle leads Yantis Federal Credit Union with over 20 years of credit union experience. She oversees daily operations and strategic planning while maintaining commitment to community financial education.
Valinda Stephenson
Compliance Officer
Valinda Stephenson ensures regulatory compliance and fair lending practices. With extensive financial services background, she maintains our commitment to ethical operations and member protection standards.
Carolyn Ogle
Consumer Loans
Carolyn Ogle manages consumer loan programs with personalized service approach. She assists members in achieving financial goals through tailored lending solutions and credit counseling services.
Silvia Ledesma
Loans / Insurance
Silvia Ledesma provides bilingual loan and insurance services. Her multilingual capabilities help diverse members access financial products and understand insurance protection options.
Jerry Miller
Board President
Jerry Miller chairs our volunteer board of directors. He guides policy decisions and long-term planning while maintaining focus on member-centric financial services and community development.
Questions
What areas do you serve?
We serve residents of Hopkins County, Rains County, and Wood County, Texas.
Are my deposits insured?
Yes, all deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
Do you offer mobile banking?
Yes, we provide mobile banking apps for both Android and iOS devices with security features.
What loan types are available?
We offer auto loans, home loans, personal loans, and agricultural equipment financing options.
How can I report fraud?
Call our 24/7 fraud line at 888-263-3370 for immediate assistance with lost cards or suspicious activity.
Do you have bilingual services?
Yes, we offer bilingual support through staff members fluent in Spanish and English.
