Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Greenville, TX
Service 1st Credit Union has been a trusted financial partner for over 60 years, dedicated to providing personalized banking solutions to the Greenville, Texas community. Our mission is to empower members through competitive loan rates, secure savings options, and innovative digital tools like our 24/7 Sidney audio response system. We prioritize member education on fraud prevention and maintain strict compliance with federal regulations to ensure financial security.With physical locations and ATMs across Hunt County, we combine local expertise with modern banking convenience. Our team of experienced professionals, including board-certified directors and specialized loan officers, works tirelessly to deliver exceptional service while maintaining a commitment to transparency and community development.
Services
Auto Loans
Share Draft Accounts
MasterCard Services
ATM Network
Online Banking
Term Certificates
Mortgage Loans
Debit Cards
Notary Services
Wire Transfers
Details
- Year established: 1964
Highlights and features
- We've provided trusted financial services to Hunt County for over 60 years
- Our 24/7 MasterCard support handles fraud resolution and account management
- We offer guaranteed asset protection (GAP) insurance on new auto loans
- Our Sidney audio response system provides after-hours account access
- We maintain strict compliance with federal anti-money laundering regulations
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Low auto loan rates
Responsive fraud support
Secure savings options
Experienced staff
Community focus
Services
Auto Loans
We provide competitive auto loans for new and used vehicles with terms up to 94 months. Our financing options include guaranteed asset protection (GAP) insurance and flexible rates starting at 4.00% APR. Loan specialists help members secure the best possible terms based on creditworthiness and vehicle age.
Share Draft Accounts
Our share draft/checking accounts offer carbonless duplicate checks for easy record-keeping and overdraft protection options. Members can choose between Advantage Checking with monthly dividends or Classic Checking with no minimum balance requirements. Direct deposit services streamline payroll and government benefit management.
MasterCard Services
We offer MasterCard credit solutions with 24/7 fraud monitoring and competitive rates starting at 6.00% APR for Gold Card holders. Cardholders can access account management tools, report lost cards through dedicated hotlines, and utilize mobile payment options for secure transactions.
Term Certificates
Our term share certificates provide guaranteed returns with terms ranging from 6 to 24 months. Rates increase with longer terms, starting at 0.05% APY for 6-month certificates. Minimum $2,000 deposits earn monthly compounded dividends for members seeking secure savings growth.
Online Banking
The Sidney audio response system and virtual branch platform enable 24/7 account access. Members can check balances, transfer funds, request check pickups, and manage loan payments through automated phone systems or secure online portals with personalized account management tools.
People
Ryon Gilliam
President
Ryon Gilliam leads Service 1st Credit Union with over 20 years of financial leadership experience. He focuses on member satisfaction and community development while maintaining strict regulatory compliance.
Fred Hite
Chairman
Fred Hite serves as Board Chairman with extensive governance experience. He ensures strategic direction aligns with member needs and maintains fiduciary responsibility through 2028.
C. J. Clinton
Vice Chairman
C. J. Clinton oversees operational policies as Vice Chairman. With deep local banking knowledge, he contributes to decision-making through his 2027 term.
Jason Tanner
Secretary/Treasurer
Jason Tanner manages financial records and board communications. His dual role ensures accurate reporting and policy implementation across all credit union operations.
Linda Bundick
Mortgage Loan Officer
NMLS-certified Linda Bundick specializes in mortgage solutions. With over 15 years in lending, she helps members achieve homeownership goals through personalized financing options.
Questions
How do I join Service 1st Credit Union?
Eligibility includes Hunt County residents, employees of partner companies like L3Harris, and family members of existing members. Visit our Greenville branch with ID to open an account.
What loan types do you offer?
We provide auto loans, farm equipment financing, travel trailer/motorhome loans, signature loans, and mortgages with terms up to 10 years for qualified borrowers.
How can I report a lost MasterCard?
Call our 24/7 MasterCard hotline at 888-999-3336 to report lost/stolen cards, request replacements, or dispute charges immediately.
Do you offer online banking?
Yes, our Sidney audio response system and virtual branch platform allow balance checks, transfers, and loan payments 24/7 through 903-457-6500 or our website.
What are your branch hours?
Lobby hours: Mon-Thu 9am-5pm, Fri 9am-5:30pm. Drive-up: Mon-Fri 8am-5pm, Fri extended to 5:30pm. ATMs available after hours.
