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Your Trusted Insurance Partner in St. Joseph, MO
As a St. Joseph, Missouri insurance agency with several years in the industry, Colman Insurance Services has provided quality insurance products at competitive prices. Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. You'll be paired with a Colman Insurance Services professional who will work to ensure that you receive personalized attention you deserve. When you work with Colman Insurance Services, you'll experience the award-winning service and attention to detail that you can only find with an independent insurance agency. We believe in giving each client the most for their money, offering a variety of choices to find the right solutions. We work with more than 18 carriers and can find coverages that we don't currently offer if and when clients need them.

Our approach is hands-on and continuous, envisioning insurance as an ongoing investment in security. We are fully available and can be reached in almost any way at almost any time by clients, communicating through preferred methods including texts, emails, phone calls, and one-on-one interactions. Our belief is that insurance is ongoing, not one and done, so we establish and nurture long-term relationships with our clients. Once client policies are active, they're monitored closely and changed accordingly to remain effective and affordable. We have strong ties with the community and are always looking for ways to serve through giving and participation.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Renters Insurance
Highlights and features
  • We have served Northwest Missouri and Northeast Kansas for over 10 years.
  • We work with more than 18 carriers to find the best coverage options.
  • Our policies are tailored to meet specific client needs and budgets.
  • We provide personalized attention through dedicated insurance professionals.
  • We maintain strong community ties and prioritize client relationships.
What people say
Best insurance service around Great service and pricing Pleasant and helpful Awesome service Best insurance company around
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual driving needs in St. Joseph and surrounding areas. Our policies include liability, collision, comprehensive, uninsured motorist, and specialty coverage options for classic cars and specialty vehicles. With personalized risk assessments and competitive rates from multiple carriers, we help clients protect their vehicles while minimizing financial risk through customized deductible options and flexible payment plans.
Home Insurance
Our homeowners insurance solutions protect residential properties against damage and liability claims while offering customizable coverage options. We provide standard policies covering structural damage, personal property loss, and liability protection with optional endorsements for specialized needs. Our team helps clients evaluate appropriate coverage levels and deductible options to balance protection with affordability for primary residences and investment properties.
Business Insurance
We offer comprehensive business insurance programs protecting commercial operations across Missouri and Kansas. Our coverage options include general liability, property insurance, business interruption, commercial auto, and workers' compensation policies tailored to specific industries. With customizable business owners policies (BOPs) and specialized coverage for unique business needs, we help companies manage risk while maintaining cost-effective protection through multiple carrier options.
Life Insurance
We provide term and whole life insurance solutions to protect families and businesses against financial loss from unexpected death. Our policies offer death benefit protection with options for temporary coverage through term policies or permanent protection with cash value components. We help clients evaluate appropriate coverage amounts and policy structures to meet estate planning needs, income replacement requirements, and business continuity planning.
Renters Insurance
Our renters insurance policies protect personal property in leased residences against damage or theft while providing liability coverage for tenant responsibilities. Coverage options include actual cash value or replacement cost valuation methods with additional protections for temporary housing expenses. We help renters understand their insurance needs beyond landlord coverage to protect personal belongings and financial security.
People
Chris Colman
Agent
Chris Colman provides personalized insurance solutions with extensive knowledge of policy options and risk management strategies for personal and commercial clients.
Randy Smith
Agent
Randy Smith specializes in helping clients navigate insurance choices with expertise in policy selection and coverage optimization for diverse insurance needs.
Jim Colman
Agent
Jim Colman offers insurance expertise with a focus on delivering tailored coverage solutions and exceptional customer service to policyholders.
Samantha Vogel
Customer Service Representative
Samantha Vogel provides dedicated customer support, assisting clients with policy management and insurance-related inquiries in a timely and professional manner.
Martha Green
Customer Service Representative
Martha Green delivers exceptional client service with expertise in policy administration and claims assistance, maintaining strong client relationships through personalized attention.
Questions
What types of insurance do you offer?
We offer auto, home, business, life, renters, farm, motorcycle, RV, and specialty insurance policies tailored to individual and commercial needs.
Do you serve areas outside St. Joseph?
Yes, we serve Northwest Missouri, Northeast Kansas, and other areas in Missouri and Kansas including Kansas City and Overland Park.
How can I get a quote?
Request a free quote online through our website or contact us directly at (816) 236-1725 for personalized assistance.
Are you an independent insurance agency?
Yes, we're an independent agency working with multiple carriers to find the best coverage options for our clients.
What makes your agency different?
We combine personalized attention, competitive pricing, and over 10 years of local experience with access to 18+ insurance carriers.
Do you offer 24/7 customer service?
We provide emergency services outside regular hours but don't offer full 24/7 customer support for routine inquiries.