Business Details
42 Years
experience
Your Trusted Partner for Title Insurance and Closing Services in St. Joseph, MO
St. Joseph Title has been a trusted partner in real estate transactions since 1984, dedicated to delivering fast, accurate, and dependable service. Our locally owned business combines technical expertise with personalized attention, ensuring clients receive tailored solutions for residential, commercial, and agricultural property needs. With 100 years of combined experience, our team prioritizes accessibility and responsiveness, serving homebuyers, sellers, real estate professionals, and attorneys across Northwest Missouri.We specialize in title insurance and closing services, leveraging our deep understanding of property transactions to guarantee smooth and efficient closings. Our commitment to excellence has earned us recognition as the Favorite Title Company in multiple years, reflecting our unwavering focus on client satisfaction. By maintaining a balance between industry standards and individualized care, we continue to build lasting relationships with clients who value reliability and professionalism.
Services
Title Insurance
Closing Services
Title Search
1031 Exchange
Escrow Services
Notary Services
Voter Registration
Details
- Year established: 1984
Highlights and features
- We have over 35 years of experience in title insurance and closing services.
- Our team offers 100 years of combined experience in real estate transactions.
- We provide personalized service tailored to each client's needs.
- We ensure smooth and efficient transaction closings.
- We serve residential, commercial, and agricultural property transactions across Northwest Missouri.
What people say
Fast, accurate service
Personalized attention
Smooth closings
Expertise in title insurance
Trusted local ownership
Services
Title Insurance
Title Insurance protects property owners and lenders against financial losses from title defects, such as forged documents or unpaid liens. Our policies ensure legal defense and coverage for claims arising from ownership disputes, providing lifelong security for residential and commercial properties. We offer both owner and lender policies to safeguard investments.
Closing Services
Our professional closing agents facilitate seamless real estate transactions by acting as neutral third parties. We manage document preparation, fund disbursement, and coordination between buyers, sellers, and lenders. Our process ensures compliance with contractual terms, minimizing delays and guaranteeing accurate, timely closings for all stakeholders.
Title Search
A comprehensive title search examines public records to confirm property ownership history and identify potential issues. We review past deeds, liens, and legal actions to uncover defects like undisclosed heirs or unpaid judgments, ensuring clear titles for residential, commercial, and agricultural properties.
1031 Exchange
Our 1031 Exchange service helps investors defer capital gains taxes when reinvesting in like-kind properties. We coordinate with intermediaries to meet IRS requirements, streamlining the exchange process for commercial and investment real estate transactions while maintaining compliance with tax regulations.
Notary Services
We provide certified notary services to validate legal documents, ensuring authenticity and compliance with state laws. Our five full-time Missouri Notaries assist with real estate transactions, affidavits, and other official paperwork, offering walk-in convenience and accurate execution of critical documents.
People
Lisa Ashford
Co-Owner/General Manager
Lisa Ashford oversees daily operations at St. Joseph Title, combining leadership with hands-on management to ensure client satisfaction and operational excellence.
Jennifer Brown
Co-Owner/Closing Manager
Jennifer Brown manages closing processes and serves as a Deputy Registrar, leveraging her expertise to streamline transactions and assist with voter registration.
Shawn Lorenz
Title Insurance Officer
Shawn Lorenz specializes in title insurance, providing clients with expert guidance to protect their real estate investments through comprehensive coverage solutions.
Stacy Smith
Co-Owner/Title Ins. Manager
Stacy Smith leads title insurance operations, ensuring accurate risk assessment and policy issuance while maintaining the company's commitment to personalized service.
Erin Wieneke
Title Insurance Officer
Erin Wieneke delivers specialized title insurance expertise, focusing on client education and tailored solutions to address unique property transaction challenges.
Questions
What services does St. Joseph Title offer?
We provide title insurance, closing services, title searches, 1031 exchanges, escrow management, and notary services for residential, commercial, and agricultural properties.
Do you serve both residential and commercial clients?
Yes, we offer tailored solutions for residential homebuyers, commercial property specialists, and agricultural land transactions across Northwest Missouri.
How does title insurance protect property owners?
Title insurance safeguards against financial losses from title defects like forged documents, unpaid liens, or ownership disputes, providing legal defense and coverage for claims.
Can I complete a 1031 Exchange through your services?
Yes, we facilitate 1031 Exchanges by coordinating with intermediaries to ensure IRS compliance, helping investors defer capital gains taxes on property reinvestments.
Are your closing agents licensed professionals?
Our closing agents are experienced professionals trained to manage document preparation, fund disbursement, and compliance with contractual requirements for seamless transactions.
Do you offer walk-in notary services?
Yes, we have five full-time Missouri Notaries available for walk-in clients needing document certification and legal paperwork execution.
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