Your Dream Home, Our Expertise
At Real Estate Finance Group (REFG), our mission is to provide exceptional mortgage services that exceed our clients' expectations. As a local, knowledgeable, and professional mortgage company, we are committed to fostering long-term relationships built on trust, integrity, and a genuine belief in the 'customer for life' principle.
Our Story
Our story began with a simple yet powerful idea: to create a mortgage company that truly cares about its clients. We've grown our business through referrals from previous customers and local real estate professionals, and we're proud to say that the majority of our business comes from word-of-mouth recommendations.
Our Services
At REFG, we offer a wide range of financing solutions tailored to meet the unique needs of our clients. Our team of credit-trained mortgage consultants has immediate decision-making authority, ensuring that we can provide you with the best possible mortgage options. Whether you're looking to lower your monthly payment, consolidate high-interest debt, make home improvements, or cash out for a dream family vacation, we're here to help. Our financing solutions include:
- Conventional Loans
- Jumbo Loans
- FHA Loans
- USDA Rural Housing Loans
- VA Loans
What Sets Us Apart
At REFG, we're committed to providing concierge-level service that sets us apart from other mortgage companies. We take the time to understand your specific needs and goals, and we work with you to find the right mortgage that maximizes liquidity, flexibility, and tax liability. Our team is dedicated to providing you with personalized attention, expert guidance, and unparalleled customer service.
Get to Know Us
We're more than just a mortgage company - we're a team of passionate professionals who genuinely care about our clients and our community. We're dedicated to making a positive impact on the lives of those we serve, and we're committed to being a positive force in our community.
Exceptional Service
Neal Bailes and his team at Real Estate Finance Group have consistently received overwhelmingly positive reviews from their clients. Clients praise Neal's professionalism, responsiveness, and ability to navigate the mortgage process quickly and efficiently. Many have even referred to him as the "best in the business."
Seamless Process
One of the key advantages of working with Neal and his team is the seamless process they provide. Clients rave about the ease with which they were able to refinance or purchase a home, thanks to Neal's thoroughness and willingness to answer questions. The team's ability to work with clients on a personalized level, taking into account their unique needs and circumstances, has earned them high praise.
Expert Knowledge
Neal's expertise and knowledge of the mortgage industry have been particularly helpful for self-employed individuals, who often face unique challenges when seeking financing. Clients appreciate Neal's ability to navigate the complexities of the mortgage process and find creative solutions to meet their needs.
Personalized Service
The team at Real Estate Finance Group is committed to providing personalized service to each of their clients. They take the time to understand their clients' goals and circumstances, and work tirelessly to ensure that they are satisfied with the outcome.
Consistent Excellence
Across all of the reviews, one thing is clear: Neal Bailes and his team at Real Estate Finance Group are dedicated to providing exceptional service to their clients. Whether you're buying a new home, refinancing an existing mortgage, or navigating the complexities of the mortgage process, they are the clear choice for anyone seeking a smooth and stress-free experience.

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