First Florida Credit Union

First Florida Credit Union is a not-for-profit financial institution that has been serving its members since 1950. We are committed to providing high-quality financial services to our members, including checking and savings accounts, loans, credit cards, and online banking. Our mission is to help our members achieve their financial goals by offering them competitive rates, convenient services, and personalized guidance.

Checking and Savings Accounts

We offer a range of checking and savings accounts to suit the needs of our members. Our No Monthly Fee Checking account is ideal for those who want a basic account with no minimum balance requirement. If you are looking for a higher interest rate, our Premium Interest Checking account may be the right choice for you. We also offer Rewards Checking, Student Checking, Smart Track Checking, Savings, Prime Share, Secondary Savings, Sand Dollar Savings Club, and Holiday Club accounts.

Loans

Whether you are looking to buy a car, a boat, a house, or pay for an unexpected expense, we have a loan for you. Our Vehicle Loans include Auto Loans, Recreational Vehicle Loans, Motorcycle Loans, and Boat Loans. We also offer Home Loans, including First Mortgage, Short-Term Fixed Rate First Mortgage, Home Equity Line of Credit, Second Mortgage, and Lot and Land Loans. Our Other Loans include Summer Holiday Loans, Personal Loan/Line of Credit, Home Improvement Loans, Share-Secured Loans, and other secured loans.

Credit Cards

Our Diamond Rewards Visa Credit Card offers competitive interest rates, rewards points, and travel benefits. We also offer Contactless Cards, Card Controls, and Travel Notifications to help our members manage their credit cards securely.

Online Banking

Our Mobile & Digital services include Mobile Banking App, Mobile e-Deposit, Mobile Wallet, Card Controls, Digital Online Banking, Bill Payer, e-Statements, Multi-Factor Authentication, Authenticator App, Telephone Banking, Zelle, Debit & ATM Visa Debit Card, and Vehicle Loan Comparison. Our members can access their accounts anytime, anywhere, and enjoy the convenience of banking from home.

Business Services

We offer a variety of Business Services to help our members manage their businesses, including Overview, Accounts, Loans, and Rates. Our Business Services include Deposit Rates, Savings - Prime Shares Rates, Premium Interest Checking Rates, Certificate Rates, Money Market Rates, Holiday Club Rates, Individual Retirement Account Rates, Loan Rates, New/Used Cars, Trucks, SUV Rates, New/Used Motorcycle Rates, Recreational Vehicle Loan Rates, New/Used Boats Loan Rates, Second Mortgage Rates, Personal Loan/Line of Credit Rates, Share-Secured Loan Rates, Other Secured Loan Rates, Mortgage Rates, First Mortgage Rates, Short-Term, Fixed-Rate First Mortgage Rates, Second Mortgage Rates, Home Equity Line of Credit Rates, Home Improvement Loan Rates, Visa Rates.

Membership and Eligibility

Our Membership is open to anyone who lives or works in the following counties in Florida: Alachua, Baker, Citrus, Clay, Columbia, Dixie, Duval, Flagler, Gilchrist, Hamilton, Holmes, Lafayette, Lake, Levy, Madison, Marion, Nassau, Putnam, St. Johns, Suwannee, Taylor, Union, and Wakulla. We also offer Select Employee Groups (SEGs) and GreenPath Financial Wellness services to our members.

Community Engagement

We are committed to giving back to our community through various programs and initiatives. Our Community Calendar features upcoming events in the local area. We also offer a Youth Center, It's a Money Thing, Libraries, Videos, Brochures, FAQs, Tutorials, Webinars, and On-Demand services.

At First Florida Credit Union, we strive to provide the best possible service to our members. If you have any questions or concerns, please do not hesitate to contact us.