Business Details
22 Years
experience
Your Trusted Mortgage Broker in Atlanta, GA
Home Lenders Of Georgia has been dedicated to empowering families through homeownership since 2004. Our mission centers on providing tailored mortgage solutions that align with each client's unique financial goals. We prioritize open communication, building long-term relationships, and maintaining transparency throughout every transaction. Our team of experienced professionals, including President David Muoz and Vice President Dawn Muoz, brings decades of combined expertise to guide clients through the complexities of mortgage lending. We specialize in a comprehensive range of loan programs, including FHA, VA, USDA, conventional, and jumbo loans, while offering specialized solutions for self-employed individuals and real estate investors. Our commitment to community extends beyond transactions, as we actively support local charities and invest in youth development initiatives.The company's technology-driven platform ensures efficient processing while maintaining a personal touch that has become our hallmark. Client testimonials consistently highlight our responsiveness, expertise, and ability to simplify what is often the most significant financial decision of a person's life. With 18 years of industry experience, we combine proven expertise with innovative tools to deliver exceptional service. Our transparent leadership approach fosters a collaborative work environment that attracts top talent in the mortgage industry. This combination of technical capability and human-centered service has established us as a trusted partner in the communities we serve.
Services
FHA Home Loan
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Cash-Out Refinance
Fix & Flip Loans
Asset-Based Lending
Bank Statement Loans
DSCR Loans
Details
- Year established: 2004
Highlights and features
- We offer 18 years of mortgage industry expertise with personalized service
- Our team provides specialized loan programs for unique financial situations
- We maintain transparent communication throughout the entire mortgage process
- Our client-centric approach builds long-term relationships beyond transactions
- We combine advanced technology with human expertise for efficient service
What people say
Made the entire process so easy
Super responsive
Quickly answered all questions
Much less stressful
Would recommend anyone moving
Services
FHA Home Loan
FHA Home Loans provide accessible mortgage options with lower credit score requirements and reduced down payments. Ideal for first-time homebuyers, these government-backed loans offer competitive interest rates and flexible qualifying criteria. Our experienced team guides clients through the FHA loan process to make homeownership more attainable.
VA Loans
VA Loans offer exclusive benefits for veterans, active-duty service members, and eligible spouses. These zero-down payment mortgages with no private mortgage insurance requirements help honor those who serve. Our specialists understand the unique needs of military families and streamline the VA loan approval process.
Cash-Out Refinance
Cash-Out Refinance solutions allow homeowners to access built-up equity for home improvements, debt consolidation, or other financial needs. We help clients evaluate their eligibility and structure transactions that balance immediate cash needs with long-term financial goals while maintaining favorable loan terms.
Fix & Flip Loans
Fix & Flip Loans cater to real estate investors seeking financing for property acquisition and renovation. Our programs support quick closings and flexible terms for rehab projects. We specialize in providing fast funding solutions while maintaining risk management practices that protect both investors and lenders.
Bank Statement Loans
Bank Statement Loans offer alternative qualification methods for self-employed borrowers and business owners. Using 12-24 months of bank statements, we verify income for clients who may not qualify through traditional documentation methods. This program provides access to mortgage financing while accurately reflecting financial capacity.
People
David Muoz
President
David Muoz founded Home Lenders Of Georgia after starting in the mortgage industry in 2002. With over 20 years of experience, he transformed his vision of accessible homeownership into a thriving business that has helped thousands achieve their American Dream through personalized mortgage solutions.
Dawn Muoz
Vice President
Dawn Muoz brings extensive mortgage industry expertise as Vice President, leveraging her background in corporate finance to enhance client services. With over 15 years in the field, she focuses on client financial education and operational excellence while maintaining the company's commitment to personalized service.
Questions
What mortgage loan options do you offer?
We provide FHA, VA, USDA, conventional, jumbo, fix & flip, bank statement, and DSCR loans to meet diverse client needs.
Do you offer refinancing options?
Yes, we offer cash-out refinance, rate-and-term refinancing, and FHA streamline programs to help clients optimize their mortgages.
How do I start the mortgage application process?
Begin by contacting our mortgage experts through our website or phone to discuss your specific needs and qualifications.
What makes your mortgage services different?
We combine personalized attention with technology-driven efficiency to deliver tailored solutions that prioritize long-term client relationships.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the mortgage process with educational resources and appropriate loan programs.
Can self-employed individuals qualify for loans?
Yes, we offer bank statement and alternative documentation loans specifically designed for self-employed borrowers.
