Home Lenders Of Georgia

Home Lenders of America is a leading mortgage lending company dedicated to empowering communities by providing top-notch mortgage solutions to individuals and families across the United States. Our mission is to diligently provide our clients with the mortgage products they need, driven by our desire for the prosperity of all families in America.

Our Story

Our journey began with a passion for helping people achieve their dream of homeownership. Our founders, David and Dawn Munoz, built a business that prides itself on paying individual attention to every client, understanding their unique needs, and providing personalized mortgage solutions. With over two decades of experience in the mortgage industry, we have built a reputation for excellence, integrity, and a customer-centric approach.

Our Services

Home Lenders of America offers a wide range of mortgage programs tailored to meet the diverse needs of our clients. Whether you're a first-time homebuyer, refinancing your existing loan, or purchasing a new home, we have a solution for you. Our mortgage experts are committed to guiding you through the entire process, from pre-approval to closing, ensuring a smooth and stress-free experience.

Our mortgage programs include:

• Purchase loans for buying a new home
• Refinance loans for updating your existing loan
• FHA Home Loans for borrowers with lower credit scores
• VA Loans for veterans and active-duty military personnel
• USDA Loans for rural area borrowers
• Conventional Loans for borrowers with excellent credit
• ITIN Program (Tax ID) for borrowers without a Social Security number
• Jumbo Loans for high-value property purchases
• Bank Statement Profit and Loss (P&L) for self-employed borrowers
• Asset-Based Lending for borrowers with unique financial situations
• Debt Service Coverage Ratio (DSCR) for investment properties
• Fix & Flip Loans for real estate investors

Our Values

At Home Lenders of America, we believe in building relationships, not just transactions. Our core values drive our approach to mortgage lending:

• Communication is key: We keep you informed every step of the way.
• Honesty and transparency: We provide clear and concise information to help you make informed decisions.
• Relationships, not transactions: We invest time in understanding your needs and goals.
• Peace of mind: We guarantee integrity and a safe place to do business.

Get to Know Our Team

Meet our founders, David and Dawn Munoz, who have built a business that prides itself on individual attention, personalized service, and a passion for helping families achieve their homeownership dreams.