Business Details
50+ Years
experience
Your Trusted Partner for Personal and Business Banking Solutions
Delta Community Credit Union has been serving the financial needs of individuals and businesses in metro Atlanta since 1940. With over 80 years of experience, we offer a comprehensive range of banking services including checking and savings accounts, loans, credit cards, and wealth management solutions. Our commitment to personalized service and community involvement has made us a trusted financial partner for generations. We prioritize digital innovation through tools like Zelle and mobile banking while maintaining a strong local presence with physical branches across 20 Georgia counties.Our team of financial experts works diligently to provide competitive rates on auto loans, home loans, and business banking solutions. As a member-owned institution, we focus on delivering value through low-fee programs like $0 closing costs on home equity loans and cash rewards for new checking account holders. Our dedication to financial education and community development underscores our mission to empower members at every stage of life.
Services
Checking Accounts
Savings Accounts
Car Loans
Home Loans
Credit Cards
Business Banking
Wealth Management
Zelle Payments
Online Banking
Financial Education
Details
- Year established: 1940
Highlights and features
- 80+ years serving metro Atlanta with tailored financial solutions
- Competitive 3.79% APR auto loans and $0 closing cost home equity options
- 24/7 digital banking with Zelle and mobile check deposit features
- Community-focused approach with local branch expertise in 20 Georgia counties
- Federally insured deposits up to $250,000 through NCUA guarantee
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Car Loans
Our auto loans feature competitive rates starting at 3.79% APR for new and used vehicles. With flexible terms and no prepayment penalties, we help members purchase cars, trucks, and SUVs. Our local loan specialists provide personalized guidance through the financing process.
Home Loans
We offer fixed and adjustable-rate mortgages with $0 closing costs on home equity loans. Our local experts assist with purchases, refinancing, and HELOCs. Competitive rates and community-focused service make homeownership more accessible across Georgia.
Checking Accounts
Our checking solutions include no-minimum accounts with free mobile banking and Zelle integration. New members earn $200 with qualifying transactions. Business checking options feature rewards and merchant services for local companies.
Financial Education
Monthly workshops cover budgeting, credit building, and financial security. Our online calculators and resources help members make informed decisions. Community programs focus on protecting financial well-being through all life stages.
Business Banking
Local businesses access specialized checking, savings, and loan products. Features include merchant processing, payroll services, and business credit cards. Our relationship managers provide tailored solutions for companies in 20 Georgia counties.
Questions
What are your current auto loan rates?
Our auto loan rates start at 3.79% APR for both new and used vehicles. Rates may vary based on creditworthiness and loan term length.
How can I access my account after hours?
Our online and mobile banking platforms provide 24/7 access to account management, bill pay, and mobile check deposit features.
Do you offer business banking services?
Yes, we provide business checking accounts, commercial loans, merchant processing, and specialized credit solutions for Georgia-based companies.
Are my deposits insured?
All deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA) security guarantee.
What financial education resources do you provide?
We offer monthly workshops on financial planning, online calculators, and security resources through our Community Financial Education Center.
Can I open an account if I don't live in Atlanta?
Membership eligibility extends to anyone who lives, works, or attends school in 20 designated Georgia counties.
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