Business Details
50+ Years
experience
Your Trusted Financial Partner in Kahului, HI
Wailuku Federal Credit Union has been serving the financial needs of our community since 1952. As a member-owned cooperative, we prioritize personalized service and financial education to empower our members. Our team of experienced professionals offers tailored solutions for savings, lending, and wealth management. We maintain strict compliance with industry regulations while fostering local economic growth through community initiatives.Our commitment to transparency and member satisfaction has earned us consistent trust and recognition within Kahului. Through innovative digital tools and traditional banking services, we provide comprehensive financial resources for individuals and families. Our scholarship programs and community partnerships demonstrate our dedication to long-term regional development.
Services
Savings Account
Checking Account
Mortgage Loans
Auto Loans
Personal Loans
Share Certificates
Wealth Management
Online Banking
Mobile Banking
Credit Counseling
Details
- Year established: 1952
Highlights and features
- We offer member-centric financial solutions developed over 70 years of local service
- Our team provides personalized mortgage guidance with specialized loan programs
- We maintain 24/7 digital banking access with advanced security protocols
- Our financial education resources help members achieve long-term stability
- We offer competitive rates backed by community-focused cooperative principles
What people say
Helpful and knowledgeable
Highly recommend
Services
Mortgage Loans
We provide comprehensive mortgage financing solutions including first mortgages, construction loans, and investor programs. Our experienced loan officers guide clients through every step of the home buying process. Competitive rates and flexible terms help make homeownership accessible for qualified applicants in Maui County.
Auto Loans
Our auto loan programs offer competitive rates for new and used vehicle purchases. We provide pre-approval options and flexible repayment terms tailored to individual financial situations. Members benefit from dedicated support throughout the vehicle financing process.
Savings Accounts
We offer multiple savings solutions including high-yield tiered accounts, holiday savings plans, and specialized youth accounts. Our savings products feature competitive interest rates and no minimum balance requirements to help members grow their money.
Wealth Management
Our wealth management services help members plan for long-term financial security through investment strategies and retirement planning. Certified advisors provide personalized guidance to meet individual financial goals and risk tolerance levels.
Online Banking
Our virtual branch platform enables 24/7 account access with features like bill payment, fund transfers, and loan applications. Mobile banking apps provide secure, convenient financial management through smartphones and tablets.
Questions
How do I open a new account?
Visit our website to start the online application process or contact our Kahului branch for in-person assistance with account opening requirements.
What loan types do you offer?
We provide mortgage loans, auto loans, personal loans, home equity lines, and specialized programs like renewable energy financing options.
Can I access my account online?
Yes, our online banking platform and mobile app allow 24/7 account management including transfers, bill payments, and loan applications.
Are there credit union membership requirements?
Membership eligibility extends to residents of Maui County and employees of select local businesses. Contact us for specific qualification details.
Do you offer financial education resources?
We provide financial literacy tools, budgeting guidance, and personalized counseling to help members make informed financial decisions.
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