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Our Mission

Wailuku Federal Credit Union exists to empower our members through personalized financial guidance and innovative services, fostering a thriving community through shared success. We believe in building lifelong relationships and offering tailored solutions that meet individual needs.

Who We Are

Founded in 1952, Wailuku Federal Credit Union is a local financial institution serving the diverse needs of our community. We are a member-owned organization, meaning that our members are also owners. This allows us to prioritize your needs and offer competitive rates and personalized services.

What We Do

We offer a comprehensive range of financial services designed to meet your diverse financial goals. These include:

Savings and Checking Accounts

  • Secure and accessible savings accounts
  • Convenient checking accounts with features to suit your needs
  • High-yield savings options for maximizing your returns

Loan Options

  • Competitive mortgage loans for homeownership
  • Flexible auto loans for new or used vehicles
  • Affordable personal loans for various expenses
  • Specialized loan programs for real estate, vacant land, and renewable energy

Digital Services

  • Convenient online and mobile banking platforms (Virtual Branch & Mobiliti)
  • Secure document upload and e-statements
  • Remote check deposit capabilities
  • Online loan applications for a seamless experience

Additional Services

  • Credit counseling and financial education resources
  • Notary services
  • Guaranteed Asset Protection for added peace of mind
  • Access to exclusive benefits through partnerships and rewards programs

Our Commitment

At Wailuku Federal Credit Union, we are committed to:

  • Providing personalized and compassionate service
  • Offering competitive interest rates and fees
  • Maintaining the highest levels of security and compliance
  • Engaging with and supporting our community

Join Us Today

We invite you to join Wailuku Federal Credit Union and experience the difference a local, member-owned institution can make in your financial journey.

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