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Our Mission

Valley Isle Community Federal Credit Union (VICFCU) is a local financial institution dedicated to empowering our diverse community through exceptional financial services and personalized guidance. Established in 1940, we strive to improve the lives of our members and the broader Maui community through innovative products, competitive rates, and exceptional customer service.

Who We Are

As a member-owned financial cooperative, VICFCU is owned by our members and governed by a volunteer Board of Directors. Our dedicated team of professionals is passionate about providing personalized financial solutions that meet the unique needs of our diverse membership.

What We Offer

VICFCU offers a comprehensive range of financial services to meet your diverse needs, including:

Personal Banking

  • Checking and savings accounts
  • Competitive interest rates
  • Online and mobile banking services

Loans & Financing

  • Auto loans with low rates
  • Personal loans for unexpected expenses or debt consolidation
  • Flexible mortgage and home equity options
  • Convenient online application and approval processes

Specialized Services

  • Credit card with competitive rewards
  • Loan calculator and financial planning tools
  • Convenient telebanking and mobile app
  • Co-op network ATMs for wider access

Our History and Values

Born out of the need for financial inclusion among immigrant workers in the early 1900s, VICFCU has always been a community-driven institution. Over the years, our field of membership has expanded, but our core values remain unchanged:

  • Community: We are committed to serving the diverse needs of Maui and its residents.
  • Accessibility: We offer fair and transparent financial services that are easy to understand and utilize.
  • Sustainability: We prioritize financial well-being and environmental responsibility.
  • Member Focus: We are driven by the needs of our members and are committed to providing exceptional service and personalized guidance.

Join us and discover the power of community banking at Valley Isle Community Federal Credit Union!

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