Business Details
Your Trusted Mortgage Broker in Tucson, AZ
Altitude Home Loans was founded on core values of honesty, professionalism, and community impact. Our team of seasoned mortgage professionals brings decades of combined experience in ethical lending practices, offering personalized home financing solutions across Arizona, California, Colorado, Florida, Idaho, Indiana, Nevada, North Carolina, Oregon, Texas, and Washington. We prioritize client satisfaction through transparent processes, innovative loan products, and a commitment to local communities.Our leadership team has driven exponential growth through strategic talent development and operational excellence. Recognized as Tucson's Best Mortgage Company and Best Workplace Culture, we combine industry expertise with a client-first approach to deliver seamless mortgage experiences.
Services
Home Purchasing
Refinancing
Loan Officer Support
Mortgage Calculator
Community Involvement
Highlights and features
- We offer 25+ years of combined mortgage industry expertise with ethical lending practices
- Our proprietary 'Altitude with a Giving Attitude' program supports local communities
- We provide transparent loan processes with personalized guidance from NMLS-certified officers
- Our award-winning workplace culture ensures exceptional client service standards
- We maintain a 98% client satisfaction rate through streamlined digital mortgage solutions
What people say
Best mortgage experience
Exceptional loan officers
Transparent process
Community-focused
Award-winning service
Services
Home Purchasing
Our home purchasing service guides clients through every step of buying a property. We offer FHA, VA, and conventional loan options with competitive rates. Our NMLS-certified loan officers provide personalized guidance for first-time buyers and experienced homeowners. With flexible down payment options starting at 3.5%, we help clients achieve homeownership while maintaining strict compliance with lending regulations.
Refinancing
Our refinancing solutions help homeowners reduce monthly payments, shorten loan terms, or access equity. We specialize in rate-and-term refinancing, cash-out options, and streamline programs. Our team analyzes current market rates and client financial situations to optimize savings. We handle all documentation and coordinate with title companies to ensure smooth transitions while maintaining compliance with federal lending standards.
Loan Officer Support
Our NMLS-licensed loan officers provide personalized mortgage guidance throughout the process. They explain loan terms, help gather documentation, and coordinate with underwriters. Available for in-person, phone, or virtual consultations, our officers maintain regular communication to address questions. They also provide market updates and help clients understand closing costs, ensuring informed decision-making at every stage.
Mortgage Calculator
Our online mortgage calculator helps estimate monthly payments based on loan amount, interest rates, and property taxes. Users can adjust variables like down payment percentages and loan terms to compare scenarios. The tool provides principal-and-interest breakdowns while noting additional costs like insurance and HOA fees. This resource helps clients understand affordability before formal pre-approval.
Community Involvement
Through our 'Altitude with a Giving Attitude' initiative, we support local communities through charitable donations and volunteer work. Employees participate in fundraising events and select local charities for support. This program reflects our commitment to social responsibility beyond mortgage services, creating positive impacts in neighborhoods where we operate while maintaining our core business values.
People
Faisal Adil
CEO
25-year mortgage industry veteran who grew a regional bank from $170M to $945M in annual originations. Recognized for building award-winning teams and driving mortgage innovation.
Erik Lutz
President
30-year mortgage executive with leadership roles in multiple top-performing institutions. Former co-founder of the #1 mortgage company in a top 10 MSA market share.
Amal Hernandez
Loan Operations
30-year mortgage operations leader with executive experience at Caliber Home Loans and Mr. Cooper. Directed closing, funding, and warehouse management for multi-state lenders.
Elizabeth Burkholder
Credit Risk
Mortgage industry veteran since the 1980s with legal expertise. Managed 100+ underwriters at national lenders while maintaining focus on client-centered service.
Amber Adil
Capital Markets
MBA holder with extensive secondary marketing experience. Former Managing Director of Secondary Marketing Services specializing in risk management for mortgage lenders.
Questions
What mortgage loan types do you offer?
We provide FHA, VA, Conventional, USDA, jumbo loans, and down payment assistance programs.
Do you offer online mortgage applications?
Yes, our digital portal enables secure online loan applications with real-time status tracking.
How can I qualify for a mortgage?
Our loan officers evaluate credit history, income verification, debt-to-income ratio, and down payment capacity.
What states do you service?
We operate in Arizona, California, Colorado, Florida, Idaho, Nevada, North Carolina, Oregon, Texas, and Washington.
Do you provide refinancing options?
Yes, we offer rate-and-term refinancing, cash-out refinancing, and streamline refinance programs.
What is your closing process?
Our streamlined process includes pre-approval, document submission, underwriting, and scheduled closing with clear communication.
