Hotchkiss Financial

Hotchkiss Financial is a locally owned and operated company in Arizona dedicated to providing personalized and responsive mortgage solutions for residential and commercial properties. We take pride in offering a seamless and efficient experience, ensuring you feel empowered and supported throughout the process.

What Sets Us Apart

• Experienced Guidance: Our team comprises industry experts with over 40 years of experience in residential and commercial real estate lending.
• Personalized Approach: We prioritize understanding your unique needs and goals to tailor a mortgage solution that aligns perfectly with your financial situation and aspirations.
• Dedicated Communication: We prioritize clear and consistent communication, ensuring you are always aware of your options and progress.
• Latest Technologies: We leverage innovative technology and secure online platforms for seamless application, document upload, and e-signing convenience.

1. First-Time Homebuyers

• Guided step-by-step through the process, from pre-qualification to closing.
• Comprehensive assistance with understanding your financial situation and available options.
• Connection with a trusted Realtor for personalized property search within your pre-approval range.

2. Residential Investment Properties

• Specialized loans for non-owner-occupied properties up to 85% LTV.
• Competitive rates and flexible terms to meet your investment goals.
• In-depth analysis of market conditions to ensure optimal terms.

3. Refinancing

• Secure a lower interest rate and potentially shorten your repayment period.
• Access funds for home improvements, debt consolidation, or other investments.
• Streamline the process with our experienced team and online tools.

More than just financing, we provide peace of mind and a personalized journey towards your real estate goals. Contact us today to schedule a consultation and discover how Hotchkiss Financial can help you achieve your dream.