Funeral Service Credit Union

Funeral Service Credit Union (FSCU) is a not-for-profit financial cooperative, owned and operated by its members. It was originally chartered as IFDA Credit Union on September 20, 1983, and has since grown to serve over 2,300 members across the United States. The credit union offers a wide range of financial services tailored to meet the unique needs of its members.

At FSCU, our mission is to provide exceptional financial services while prioritizing the best interests of our members. We are committed to delivering personalized service, competitive rates, and low fees. Our members are part of a common bond, and we strive to create a supportive and inclusive community that fosters financial well-being.

Our Board of Directors is elected from and by the membership, ensuring that the credit union remains accountable to its members. They are responsible for establishing policies, reviewing and setting dividend and interest rates, and ensuring the overall stability of the credit union. Our dedicated staff constantly reviews the credit union's operations to ensure that we provide the best financial services for our members.

Services Offered

At FSCU, we offer a variety of financial services, including:

Navigation Services

Our navigation services are designed to help our members make informed financial decisions. We provide resources and guidance on budgeting, saving, and debt management. Our knowledgeable staff is available to answer questions and offer personalized advice.

Savings Accounts

We offer several savings account options, including:

• Share Savings Accounts: Deposits and withdrawals may be made at any time and in any amount. Dividends are paid quarterly on the average daily balance in the account.
• Vacation Club: Deposits may be made at any time and in any amount. Withdrawals may not be made until the club year ends. Dividends are paid annually on April 30 on the average daily balance.
• Christmas Club: Deposits may be made at any time and in any amount. Withdrawals may not be made until the club year ends. Dividends are computed on the average daily balance.

Checking Accounts

Our checking accounts have no monthly service fees, no per item fees, and no minimum balance requirements. A monthly dividend is paid on a $1,000 daily balance on business and personal accounts.

cuCheck/ATM Cards

Our cuCheck card can be used to purchase goods and services or withdraw money from ATMs. There are no interest charges on purchases made with the cuCheck card.

Certificates of Deposit (CDs)

CDs allow members to lock in a higher dividend rate for a set term length, on money that they do not need immediate access to. Our CDs are federally insured and have terms ranging from as little as 6 months to up to 60 months.

Loans and VISA Credit Cards

We offer a variety of loan options, including professional cars, payroll deduction, and savings loans. We also offer VISA credit cards with competitive rates and low fees.

Professional Cars

We offer financing for professional cars at competitive rates. Our staff can help members find the right vehicle for their needs.

Payroll Deduction

Members can have their paychecks directly deposited into their FSCU accounts, making it easy to save and manage their finances.

Find an ATM

Our members have access to over 30,000 surcharge-free ATMs through the CO-OP network.

Rates and Savings Loans

We offer competitive rates on all of our loans and savings accounts. Members can check our current rates on our website or by contacting us directly.

At FSCU, we are committed to providing exceptional financial services to our members, no matter where they are located. Our member services team is available by phone, fax, or mail to assist with any financial needs.