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50+ Years
experience
Your Trusted Financial Partner in Springfield, IL
Financial Partners Credit Union has served the financial needs of our community since 1926, when it was established as the Postal Credit Union by employees of the Springfield Post Office. As a member-owned, not-for-profit cooperative, we prioritize our members' financial well-being through competitive savings returns, low-interest loans, and personalized service. Our democratic governance structure ensures members have a voice in operations while we maintain strict compliance with state and federal regulations. With over 95 years of service, we combine deep local expertise with modern financial solutions to promote financial literacy and community development. Our dedicated team focuses on building long-term relationships through transparent practices, no hidden fees, and a commitment to financial education.

We specialize in tailored checking and savings accounts, responsible lending programs, and accessible credit-building opportunities that empower members to achieve their financial goals. Our physical branch at 940 N MacArthur Blvd in Springfield, IL, combined with digital banking tools, ensures convenient access to services for all members. Recognized for our community-focused approach, we maintain strong financial stability while reinvesting earnings to benefit members through improved rates and expanded services. Our mission remains unchanged since 1926: to provide exceptional financial services that strengthen both individual members and the broader community we serve.
Services
Checking Accounts Savings Accounts Personal Loans Credit Cards Mobile Banking
Details
  • Year established: 1926
Highlights and features
  • We have over 95 years of experience serving Springfield's financial needs
  • Our member-owned structure prioritizes your financial success over profits
  • We offer competitive rates with no hidden fees or unexpected charges
  • Our local decision-making ensures personalized service and community focus
  • We provide financial education resources to help members build better futures
Services
Payday Loans
Our Payday Loan program offers an affordable alternative to high-cost payday lending. Members can borrow up to $500 with fixed 27% interest rates and repayment terms up to six months. No credit checks required, with approval based on direct deposit verification and stable employment history.
Checking Accounts
Our free checking accounts provide unlimited transactions with no monthly fees. Features include debit cards, online bill pay, and mobile check deposit. Designed for everyday financial management with complete access to your funds.
Savings Accounts
Build financial security with our dividend-paying savings accounts. Earn 0.05% APY with no monthly maintenance fees and a low $5 minimum balance requirement. Perfect for emergency funds or long-term savings goals.
Credit Cards
Our credit card options help members build credit responsibly. Features include competitive interest rates, fraud protection, and rewards programs. Available to qualified applicants seeking to establish or improve credit history.
Mobile Banking
Access your accounts 24/7 through our secure mobile banking app. Features include real-time balance checks, mobile check deposit, bill payment, and account alerts. Available for both iOS and Android devices.
Questions
What are your branch hours?
Our physical branch is open Monday through Friday from 8:00 AM to 5:00 PM. We are closed on weekends.
How can I apply for a loan?
You can apply for a loan by visiting our branch, using our online application portal, or contacting us directly at (217) 744-1456.
Do you offer online banking services?
Yes, we provide comprehensive online and mobile banking services including account management, bill payment, and check deposit.
What is required to become a member?
Membership requires living or working in our designated field of membership and opening a savings account with a $5 minimum deposit.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA).
What loan options do you offer?
We offer payday alternative loans, personal loans, credit cards, and various secured lending options with competitive rates.