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Business Details
38 Years
experience
Your Trusted Partner for Title and Escrow Services in Florida
Since 1988, Action Title Services has been a trusted, locally owned partner in Florida's real estate market. Our team specializes in title, escrow, and real estate settlement services, operating statewide with a focus on Collier and Lee counties. We maintain an in-house title plant for these regions, ensuring precise 30-year title searches and full control over examination, commitment approval, and insuring processes.

With decades of collective experience, our multilingual staff handles residential, commercial, construction loan, and complex transactions like short sales and 1031 exchanges. We prioritize client peace of mind through transparent communication, competitive rates, and a commitment to simplifying real estate transactions for buyers, sellers, lenders, and builders.
Services
Title Insurance Residential Closings Commercial Transactions Construction Loans 1031 Exchanges Short Sales Mobile Home Transfers FHA/VA Loans Vacant Land Sales HUD Property Closings
Details
  • Year established: 1988
Highlights and features
  • We maintain in-house title plants for Collier and Lee counties for faster, more accurate searches
  • Our team conducts thorough 30-year title examinations to ensure clear ownership transfers
  • Multilingual staff handles transactions in multiple languages for better client communication
  • TRID-compliant processes meet strict lender requirements and federal regulations
  • Experienced in complex transactions including construction loans, short sales, and 1031 exchanges
Associations and certifications
  • HUD Approved
Services
Title Insurance
Our title insurance services protect property owners and lenders against financial loss from title defects. We conduct comprehensive 30-year title searches using our in-house title plants for Collier and Lee counties. This ensures clear ownership transfers and prevents future claims that could affect property rights.
Residential Closings
We handle all aspects of residential real estate closings including purchase transactions, refinances, and for-sale-by-owner deals. Our experienced team coordinates document preparation, lien satisfaction, and final settlement for smooth home ownership transitions.
Commercial Transactions
Specializing in commercial real estate, we manage closings for office buildings, hotels, multi-family units, and shopping centers. Our team stays current with commercial property regulations to ensure timely, compliant transactions for high-value properties.
Construction Loans
Our construction loan closing services support new builds and major renovations. We coordinate draw schedules, contractor payments, and final loan conversions while maintaining compliance with lender requirements throughout the construction process.
1031 Exchanges
We facilitate 1031 exchange transactions that allow investors to defer capital gains taxes when reinvesting property proceeds. Our process ensures strict IRS compliance while maintaining transaction timelines and documentation requirements.
People
Alejandra (Allie) Pelham
Owner
Allie Pelham has been with Action Title Services since 1998 and became owner in 2021. She brings over two decades of experience in title services and real estate settlements to lead our team.
Patti Decker
Founder
Patti Decker founded Action Title Services in 1988 and built it into a trusted Naples institution. She established our in-house title plant and commitment to exceptional customer service before retiring in 2021.
Gordon Decker
Operations Manager
Gordon Decker has managed daily operations since joining in 1993. He oversees transaction workflows and ensures compliance with evolving real estate regulations while maintaining our high service standards.
Kristy Milbourn
Office Manager
Kristy Milbourn has served as Office Manager since 1991. She coordinates our team operations and client communications, ensuring smooth transaction processes across all service lines.
Questions
What title services do you offer for first-time homebuyers?
We provide complete title insurance and closing services for first-time buyers, including title searches, lien verification, and ownership transfer documentation with clear explanations throughout the process.
Are you TRID compliant for lender transactions?
Yes, we maintain full TRID compliance and meet all federal requirements for lender title services, including accurate disclosures and timely document processing.
Can you handle commercial property closings outside Naples?
We handle commercial transactions throughout Florida, with particular expertise in Collier and Lee counties, managing office buildings, hotels, and multi-family units.
Do you support construction loan draw schedules?
Yes, we manage construction loan closings and draw disbursements with proper documentation tracking and contractor payment coordination.
How do you handle title issues during the closing process?
Our in-house title plant allows quick resolution of potential issues through immediate re-examination, while our experienced team negotiates solutions with all parties involved.