Business Details
18 Years
experience
Your Trusted Mortgage Partner in Sacramento
Founded in 2008, Green Haven Capital has established itself as a trusted mortgage brokerage serving clients across California, Colorado, Utah, and Maryland. Our team of seasoned professionals brings over 40 years of combined experience in mortgage financing, offering access to hundreds of loan programs through top-tier lenders nationwide. We specialize in Conventional, FHA, VA, USDA, Jumbo, Non-QM, and Down Payment Assistance loans, ensuring tailored solutions for first-time homebuyers, real estate investors, and everyone in between. With an A+ rating from the Better Business Bureau, we prioritize exceptional customer service, competitive rates, and a streamlined process that consistently delivers mortgages closing within 15-30 days.Our commitment to education empowers clients to make informed decisions, while our local expertise in Sacramento and surrounding markets provides unique advantages in navigating regional housing landscapes. As a full-service brokerage, we handle everything from prequalification to closing, ensuring a stress-free experience that prioritizes client needs above all else.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Non-QM Loans
Down Payment Assistance
Mortgage Refinancing
Investment Property Loans
First-Time Buyer Programs
Details
- Year established: 2008
Highlights and features
- We offer competitive mortgage rates and fees across multiple loan programs
- Our team closes most loans within 15-30 days for timely home purchases
- We provide personalized guidance through 7 distinct mortgage product lines
- Our A+ Better Business Bureau rating demonstrates proven trustworthiness
- We maintain direct partnerships with top national lenders for exclusive options
Associations and certifications
- Better Business Bureau
What people say
Quick and efficient process
Competitive rates and fees
Exceptional customer service
Knowledgeable and patient staff
Stress-free mortgage experience
Services
Conventional Loans
Conventional loans offer competitive rates for borrowers with strong credit profiles. Available in fixed and adjustable rate options, these mortgages require as little as 3% down payment. Our team helps clients navigate mortgage insurance requirements and find optimal terms for primary residences and investment properties.
FHA Loans
FHA loans provide accessible homeownership opportunities with 3.5% down payments and flexible credit requirements. Ideal for first-time buyers, these mortgages feature competitive rates and allow for gift funds toward down payments. We guide clients through the FHA loan process from preapproval to closing.
VA Loans
VA loans offer 100% financing for eligible veterans and military members. These mortgages eliminate down payment requirements and private mortgage insurance. Our specialists help veterans understand their benefits and secure favorable terms through the VA loan program.
USDA Loans
USDA loans provide zero-down payment options for eligible rural and suburban homebuyers. Income and location-based qualifications apply. Our team assists clients in determining eligibility and securing these government-insured mortgages with competitive rates.
Mortgage Refinancing
Mortgage refinancing can lower monthly payments through rate reductions or term adjustments. We offer cash-out refinancing for debt consolidation and streamline options for qualified borrowers. Our process evaluates current market rates to determine optimal refinancing opportunities.
People
Kevin Oto
President/Broker
With over 15 years in mortgage banking, Kevin leads our team with expertise in loan origination and brokerage operations. He ensures our clients receive top-tier service while maintaining compliance with industry regulations.
Kyle Garman
Mortgage Loan Originator
As a seasoned loan originator, Kyle specializes in helping clients navigate mortgage options. His client-focused approach and market knowledge ensure personalized solutions for diverse homebuying needs.
Bryan Tom
Mortgage Loan Originator
Bryan brings extensive experience in mortgage financing, focusing on first-time homebuyer programs and investment property loans. He prioritizes clear communication throughout the loan process.
Laura Corbett
Lead Processor/Compliance Officer
Laura oversees loan processing and compliance, ensuring accurate documentation and regulatory adherence. Her attention to detail maintains our high standards for loan quality and client satisfaction.
Danny Her
Mortgage Loan Originator
Danny specializes in VA and USDA loans, assisting veterans and rural homebuyers. His expertise in government-backed programs helps clients achieve homeownership with minimal down payment requirements.
Questions
What mortgage programs do you offer?
We offer Conventional, FHA, VA, USDA, Jumbo, Non-QM, and Down Payment Assistance loans with competitive rates and flexible terms.
How quickly can you close a mortgage?
Most loans close within 15-30 days through our streamlined process and direct lender partnerships.
Do you work with first-time homebuyers?
Yes, we specialize in first-time buyer programs with low down payment options and personalized guidance.
Are you licensed in multiple states?
We are licensed to operate in California, Colorado, Utah, and Maryland with nationwide lending capabilities.
Can you help with mortgage refinancing?
Yes, we offer rate-and-term refinancing, cash-out options, and VA streamline programs to reduce payments.
How do I get prequalified?
Complete our online prequalification form or contact our team for a free consultation with no credit impact.
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