Business Details
38 Years
experience
Your Trusted Mortgage Partner in Roseville, CA
Founded in 1988 by Dan Trinidad, Partners Mortgage has dedicated over 36 years to transforming the lives of homeowners through exceptional mortgage services. Our philosophy centers on the belief that everyone matterscustomers, referral partners, and the community. With a track record of over 50,000 loans, we combine deep industry expertise with personalized solutions to guide clients through home purchases and refinancing.Our mission is to deliver a 'Wow experience' by prioritizing transparency, speed, and customer care. We uphold integrity through commitments to problem-solving, relationship-building, and diligence, ensuring every client feels valued. Our StarCare program and community initiatives like Partners For A Cure reflect our dedication to innovation and social impact, making us a trusted partner in homeownership journeys.
Services
Conventional Loans
FHA Loans
VA Loans
Refinance Loans
Reverse Mortgage
Details
- Year established: 1988
Highlights and features
- We offer 36 years of mortgage expertise with over 50,000 loans processed.
- Our StarCare program ensures predictable, streamlined loan experiences.
- We provide diverse loan options including FHA, VA, and conventional mortgages.
- Our team prioritizes personalized service with 100% support throughout the process.
- We actively support community initiatives like Partners For A Cure.
Associations and certifications
- CalHFA
What people say
Exceptional Customer Service
Amazing team support
Highly recommend
Smooth process
Rock-solid guidance
Services
Conventional Loans
Conventional loans offer stability and flexibility for homebuyers with competitive rates and varied term options. Ideal for those seeking financing without government backing, these loans provide customizable terms to suit financial goals. Our experts ensure clear guidance through the application process, helping clients secure favorable conditions based on creditworthiness and down payment capacity.
FHA Loans
FHA loans provide accessible homeownership opportunities with lower down payments and lenient credit requirements. Designed for first-time buyers and those with limited funds, these mortgages include mandatory insurance premiums but offer competitive rates. Our team simplifies the FHA loan process, ensuring clients meet eligibility criteria while maximizing benefits.
VA Loans
VA loans deliver no-down-payment options and favorable terms for veterans and active-duty personnel. Backed by the Department of Veterans Affairs, these loans eliminate private mortgage insurance requirements. Our specialists assist military clients in navigating VA-specific documentation and securing affordable, long-term financing solutions.
Refinance Loans
Refinance loans help homeowners reduce monthly payments, consolidate debt, or access equity through cash-out options. We analyze current market conditions and client financials to identify optimal refinance strategies. Our streamlined process ensures quick approvals and transparent communication throughout the transition.
Reverse Mortgage
Reverse mortgages enable homeowners aged 62+ to convert equity into income while retaining property ownership. This solution provides financial flexibility for retirement, with payments structured as lump sums, lines of credit, or monthly installments. We offer clear counseling to ensure clients understand long-term implications and eligibility requirements.
People
Dan Trinidad
Founder
Dan founded Partners Mortgage in 1988 with a mission to prioritize people over profits. His leadership drives community-focused initiatives like Partners For A Cure, raising over $1.2M for cancer research.
Leif Boyd
President
Leif oversees strategic growth while maintaining the company's commitment to exceptional customer service. With decades of mortgage experience, he ensures operational excellence across all lending divisions.
Peter Schwartz
EVP of National Business Development
Peter leads national expansion efforts, building partnerships with real estate professionals and financial institutions. His expertise in market dynamics enhances the company's service reach and product offerings.
Rachael Gaines
Affiliate Engagement Manager
Rachael strengthens relationships with referral partners, ensuring seamless collaboration between agents and mortgage advisors. Her focus on communication improves client experiences during complex transactions.
Katie Pastor Trinidad
Mortgage Advisor
Katie combines personalized service with technical expertise to guide clients through loan approvals. Her dedication to first-time homebuyers aligns with the company's mission of accessible homeownership.
Questions
What mortgage options does Partners Mortgage offer?
We provide conventional, FHA, VA, reverse mortgages, and refinance loans tailored to diverse financial situations and homeownership goals.
How does the pre-approval process work?
Our pre-approval evaluates credit, income, and assets to determine loan eligibility, helping buyers strengthen offers with verified financial standing.
Can I refinance my existing mortgage?
Yes, we help clients lower payments, access equity, or adjust loan terms through streamlined refinancing solutions based on current market conditions.
What sets Partners Mortgage apart from competitors?
We combine 36 years of expertise with personalized service, community commitment, and innovative programs like StarCare for predictable loan experiences.
Do you offer assistance for first-time homebuyers?
Yes, our FHA loans and educational resources specifically support first-time buyers with lower down payments and flexible qualification criteria.
How are emergency repair costs handled during refinancing?
We work with clients to address necessary repairs through escrow holds or post-closing agreements, ensuring transactions proceed without delays.
