Business Details
48 Years
experience
Your Trusted Independent Insurance Agency in Pennsylvania
America Insurance has been serving clients since 1978, establishing itself as a trusted independent insurance agency with 40 years of commitment to personalized service. Our team of experienced insurance advisors provides expert guidance across home, car, business, and specialized insurance solutions. We prioritize client relationships over insurance companies, offering the power of choice from 20 top-rated national and regional carriers.Our concierge client experience includes tailored risk management strategies for individuals and businesses in Philadelphia, Bucks County, Montgomery County, and Lancaster County, PA. With three generations of excellence, we combine deep industry knowledge with a passion for protecting what matters most to our clients.
Services
Home Insurance
Car Insurance
Business Insurance
Life Insurance
Additional Coverages
Renters Insurance
Condo Insurance
Flood Insurance
Umbrella Insurance
Valuable Possessions Insurance
Details
- Year established: 1978
Highlights and features
- We offer 40 years of experience in insurance
- We provide personalized insurance solutions
- We partner with 20 top-rated carriers
- Our team offers expert guidance and advocacy
- We prioritize client relationships over insurance companies
Associations and certifications
- Trusted Choice
- Insurance Agents & Brokers
- Dave Ramsey Endorsed
What people say
Very professional and courteous
No complaints whatsoever
Great work
Second to none trust
Incredibly responsive
Services
Home Insurance
Protects homeowners against property damage, personal liability, and additional living expenses. Covers risks like fire, theft, and natural disasters with customizable options for valuable possessions and flood protection. Our policies ensure replacement cost coverage without caps, meeting modern rebuilding requirements.
Car Insurance
Comprehensive auto coverage includes liability, collision, and comprehensive protection. We offer uninsured motorist coverage, rental reimbursement, and personalized policies that protect against financial losses from accidents, theft, or weather-related damage while ensuring compliance with state requirements.
Business Insurance
Tailored protection for small businesses against property damage, liability claims, and operational disruptions. Includes general liability, commercial property insurance, and specialized coverage for equipment, data breaches, and business interruption, ensuring continuity during unexpected events.
Umbrella Insurance
Provides excess liability coverage beyond standard policies, protecting assets from major lawsuits or claims. This supplemental coverage extends protection across home, auto, and business policies, offering financial security for high-risk scenarios.
Flood Insurance
Specialized coverage for flood-related damages not included in standard home insurance. Compliant with National Flood Insurance Program guidelines, this policy protects properties in both high-risk and moderate-risk flood zones through federal partnerships and approved carriers.
People
Nathan Breece
Owner/President
With decades of industry experience, Nathan leads our agency's commitment to personalized insurance solutions, combining strategic vision with hands-on client service for residents and businesses across Pennsylvania.
Trevor Gettmann
Vice President
Trevor specializes in delivering tailored insurance strategies, leveraging deep market knowledge to help clients navigate complex risk management challenges across personal and commercial lines.
Royden H Pearson IV
Commercial Insurance Advisor
Royden focuses on protecting businesses through comprehensive commercial coverage solutions, offering expert guidance on risk mitigation and policy customization for diverse industry needs.
Melissa Bruder
Personal Lines Insurance Advisor
Melissa provides personalized insurance solutions for homeowners and drivers, emphasizing clear communication and thorough coverage explanations to ensure clients understand their protection options.
Steve Sarkisian
Founder
As founder, Steve established our agency's foundation of integrity and client-first service in 1978, creating a legacy of excellence that continues through three generations of dedicated insurance professionals.
Questions
What types of insurance does America Insurance Agency offer?
We provide home, auto, business, life, renters, condo, flood, umbrella, and valuable possessions insurance, along with specialized coverage for RVs, watercraft, and secondary homes.
Why choose an independent insurance agency?
As an independent agency, we offer unbiased advice from 20 top-rated carriers, ensuring customized solutions that prioritize your needs over any single insurer's interests.
Do you serve clients outside Bucks County?
We serve clients throughout Philadelphia, Montgomery County, Lancaster County, Allegheny County, and surrounding Pennsylvania areas with personalized insurance solutions.
How do you help with insurance claims?
Our team advocates for clients during claims processes, leveraging our expertise to ensure fair treatment and timely resolution from policy selection through claim filing.
What sets your agency apart from competitors?
Three generations of local expertise, 40 years of commitment, and a concierge client experience that combines personalized service with access to top-rated insurance carriers.
