Business Details
50+ Years
experience
Your Trusted Insurance Partner in Feasterville, PA
Heritage Insurance Services has been dedicated to providing comprehensive insurance solutions since 1962. With over six decades of experience, we specialize in auto, homeowners, business, and musical instrument insurance, serving clients across Pennsylvania, New Jersey, and nationally for musical instrument coverage. Our team prioritizes personalized service, representing a curated selection of financially sound insurers to ensure competitive rates and tailored coverage. We pride ourselves on transparency, loyalty, and a client-first approach, offering 24/7 access to policy management through our secure client portal.Backed by a proven track record of supporting over 5,000 local clients and 10,000 musical instrument policyholders, we combine industry expertise with small-agency care to deliver peace of mind. Our unique rating system enables instant rate comparisons, ensuring clients receive optimal coverage without hidden agendas. As an independent agency, we work exclusively for our clients, advocating for fair claims settlements and continuous cost-saving opportunities. This commitment to integrity and service excellence has solidified our reputation as a trusted insurance partner in both personal and commercial sectors.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Musical Instrument Insurance
Renters Insurance
Umbrella Liability
In-Home Business
Recreational Vehicles
Personal Watercraft
Investment Properties
Details
- Year established: 1962
Highlights and features
- We offer 60+ years of experience in Pennsylvania insurance markets.
- Our proprietary rating system enables instant comparisons across top insurers.
- We represent 15+ financially sound, reputable insurance carriers.
- 24/7 client portal for policy management and document sharing.
- Specialized musical instrument coverage since 1991 with global reach.
Services
Auto Insurance
Heritage provides Pennsylvania auto insurance coverage including collision, comprehensive, liability, and uninsured motorist protection. Policies feature discounts for multi-policy holders, good students, and safe drivers, with specialized options for collectible cars and usage-based insurance. Our experts ensure competitive quotes while meeting state requirements and individual needs.
Homeowners Insurance
We offer Pennsylvania homeowners insurance covering dwelling structure, personal property, liability, and additional living expenses. Supplemental coverage includes flood, earthquake, and valuable articles floaters. Our team compares top carriers to find cost-effective policies with discounts for security systems, new homes, and renovations while maintaining personalized risk assessment.
Business Insurance
Heritage delivers tailored commercial policies including property, liability, workers' compensation, and cyber liability coverage. We serve diverse industries like retail, manufacturing, and nonprofits, offering umbrella policies and surety bonds. Our small-agency approach combines competitive pricing through 15+ carriers with dedicated claims advocacy and risk management consultation.
Musical Instrument Insurance
Our specialized program protects musical instruments globally for players, collectors, and dealers. Coverage includes damage, theft, and transit risks with scheduled item tracking through our client portal. With expertise since 1991, we serve 10,000+ clients offering tailored policies for rare instruments, repair shops, and performance equipment with 24/7 digital access.
Umbrella Liability
We provide Pennsylvania umbrella insurance policies extending liability coverage beyond standard auto and homeowners policies. This includes protection against lawsuits, property damage claims, and personal liability scenarios exceeding primary policy limits. Our brokers explain exclusions clearly and compare carriers to ensure adequate protection at competitive rates.
Questions
What types of insurance does Heritage Insurance Services offer?
We provide auto, homeowners, business, musical instrument, renters, umbrella liability, recreational vehicle, and watercraft insurance policies tailored to Pennsylvania and New Jersey residents.
Can I manage my policy online?
Yes, our secure client portal allows 24/7 access to policy documents, claims filing, scheduled instrument items, and secure document sharing from any device.
Do you offer discounts on insurance policies?
We provide multi-policy, good student, claims-free, and security system discounts across various insurance lines. Specific programs include AARP member and new home owner discounts.
Is Heritage Insurance Services available outside Pennsylvania?
While based in Pennsylvania, we offer coverage in New Jersey and provide nationwide musical instrument insurance with specialized risk assessment for clients across the United States.
How does Heritage handle insurance claims?
We actively participate in the claims process between clients and carriers, advocating for fair settlements. Policyholders can file claims directly through our portal or by contacting our office.
What makes Heritage's musical instrument insurance unique?
Our program since 1991 offers global coverage for musical instruments with scheduled item tracking, transit protection, and specialized policies for rare instruments, repair shops, and performance equipment.
