Business Details
50+ Years
experience
Emergency
services
Your Trusted Omaha Insurance Partner Since 1943
Chastain Otis has served individuals, families, and businesses in Omaha for over eight decades, offering personalized protection packages tailored to client needs. As a family-owned and operated agency, we prioritize affordability while ensuring comprehensive coverage through partnerships with top-rated insurance providers. Our team of independent agents specializes in car, home, life, health, and business insurance, alongside employee benefits and financial services. With a commitment to customer satisfaction, we provide 24/7 claims support and competitive pricing through our extensive network of insurers.Our expertise spans personal and commercial risk management, including cyber liability, workers' compensation, and umbrella policies. We pride ourselves on delivering transparent, client-focused service without hidden fees, backed by local market knowledge and industry-specific accreditations. Our agents hold advanced designations like CPCU and CIC, reflecting our dedication to professional excellence and client advocacy.
Services
Car Insurance
Home Insurance
Life Insurance
Business Insurance
Employee Benefits
Renters Insurance
Umbrella Insurance
Health Insurance
Cyber Liability
Workers Compensation
Details
- Year established: 1943
Highlights and features
- We offer 80 years of local insurance expertise and personalized service
- Our independent agency model provides access to multiple carriers for competitive pricing
- We provide 24/7 claims support and rapid claim resolution
- Our agents hold advanced industry designations like CPCU and CIC
- We offer comprehensive coverage options including cyber liability and workers' compensation
Associations and certifications
- Independent Insurance Agents of Nebraska
- Independent Insurance Agents of Omaha
What people say
Better coverage
Awesome staff
Prompt attention
Great customer service
Best rates
Services
Car Insurance
Our car insurance provides comprehensive protection for drivers in Omaha, including liability coverage, collision protection, and uninsured motorist benefits. We offer competitive rates through multiple carriers while maintaining personalized service. Our policies include optional features like free windshield repair, 24-hour claims support, and flexible payment options. With local expertise in Nebraska insurance requirements, we help clients find optimal coverage at affordable rates.
Home Insurance
We provide homeowners insurance covering structural damage, personal property protection, and liability coverage. Our policies include options for flood insurance, temporary living expenses, and guaranteed repairs. We offer discounts for security systems and bundled policies while maintaining competitive pricing. Our local agents specialize in Midwest weather-related risks, including hail and storm damage coverage.
Business Insurance
Our business insurance solutions protect Omaha companies with liability coverage, property insurance, and workers' compensation. We offer specialized policies including cyber liability, business interruption, and professional liability coverage. Our risk management services help businesses implement loss control strategies while maintaining competitive pricing through multiple carriers. We serve clients from small businesses to large corporations.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families and businesses. Our solutions include death benefits, cash value accumulation, and estate planning options. We provide personalized guidance to determine appropriate coverage amounts while offering competitive rates from top-rated carriers. Our agents help clients navigate policy options and update coverage for life changes.
Employee Benefits
We provide comprehensive employee benefits packages including group health, dental, and life insurance. Our solutions cater to businesses of all sizes, from single employees to large teams. We offer retirement planning services and customized benefit packages while maintaining competitive pricing through multiple providers. Our local expertise helps businesses meet regulatory requirements while maximizing employee satisfaction.
People
Sean Chastain
Insurance Professional
With CPCU, CIC, and ARM designations, Sean has led Omaha's insurance community since 1998. He served as President of Independent Insurance Agents of Omaha and received Young Agent of the Year honors.
Dustin Kowalewski
Insurance Professional
A CIC-certified agent since 2004, Dustin serves on the National Alliance faculty and previously led the Independent Insurance Agents of Omaha as President.
Mark Stastny
Insurance Professional
With over 35 years in insurance, Mark specializes in life and property-casualty coverage. He holds the LUTCF designation and actively participates in local community organizations.
Lori Huffman
Insurance Professional
A CIC-certified commercial lines expert with 20+ years in Omaha's insurance market, Lori focuses on building client relationships through personalized service solutions.
Shannon Norman
Insurance Professional
Shannon combines insurance expertise with community advocacy, specializing in personal and business lines while leading heart health awareness initiatives across Omaha.
Questions
What factors affect car insurance rates in Omaha?
Omaha car insurance costs depend on coverage levels, driving history, vehicle type, and location. Average annual rates range from $1,200 to $1,800.
Why is Nebraska insurance expensive?
Nebraska insurance costs reflect severe weather risks, rising repair costs, and liability claims. Bundling policies with umbrella coverage can help offset expenses.
What insurance is required in Nebraska?
Nebraska requires liability auto insurance. Our agents ensure compliance while finding coverage tailored to your specific needs.
What's the most common insurance claim in Nebraska?
Storm-related damage, particularly from hail and high winds, represents Nebraska's most frequent insurance claims affecting homes and vehicles.
How can businesses protect against cyber threats?
Our cyber liability insurance covers data breaches and network security failures, protecting businesses of all sizes from digital risks.
