For health insurance in Omaha and across Nebraska, Health & Life Insurance Pros provides personalized assistance from licensed insurance professionals. We work with individuals, families, self-employed clients, and small businesses to compare Private and Marketplace Health Plans, Medicare Advantage, Medicare Supplements, Prescription Drug coverage, Dental and Vision insurance, Life Insurance, and Short-Term Plans. Our services also cover Medicare solutions, Medicaid Spend-down, Hospital Indemnity, and other insurance needs identified throughout the coverage process. We have served the Omaha community since 2008 and bring extensive experience to every client conversation. As an independent agency, we evaluate plans from multiple carriers, helping clients review choices according to their coverage needs and financial considerations. Our consultations are free and provided without spam or pressure.
We take clients through each stage of obtaining coverage, beginning with plan comparisons and continuing through benefit education, enrollment, and ongoing assistance. Our team explains networks, deductibles, prescriptions, and out-of-pocket costs in clear, accessible terms. Our commitment is to provide Nebraska clients with knowledgeable guidance, compassionate service, and dependable support before and after enrollment.
Served areas
- Proudly Serving Omaha, NE & All of Nebraska
Business details
- Year established: 2008
- Licensed
Highlights and features
- Serving Omaha and all Nebraska communities with care
- Compare multiple health insurance carriers and coverage options
- Personalized guidance tailored to your health needs
- Free consultations with licensed insurance professionals
- Support from plan comparison through ongoing enrollment assistance
- Ongoing local support after your coverage begins
Services
Our ACA Marketplace service makes comparing health insurance options straightforward and manageable. We help clients review Bronze, Silver, and Gold plans while considering premiums, deductibles, out-of-pocket costs, and coverage levels. When applicable, we can help determine eligibility for subsidies or tax credits and explain whether a Special Enrollment Period may be available. 
We offer short-term health insurance for individuals who need temporary protection while transitioning between longer-term coverage options. Our licensed agents assist with comparing available plans and determining whether this type of coverage fits specific healthcare needs. Benefits may include affordable costs, rapid effectiveness, and straightforward cancellation, while plan duration, renewals, and covered benefits can be limited. 
We provide hospital indemnity insurance designed to offer added financial protection during planned or unexpected hospital stays. Our plans provide cash benefits that may help cover deductibles, prescriptions, and other non-covered expenses. Benefits are flexible, require no deductibles, and may be extended to family members, helping provide reassurance when medical costs arise. 
Our Nebraska Medicare services provide personalized assistance with Medicare Advantage, Medicare Supplement, and Part D coverage. We explain the differences among available plans and help you navigate the choices based on your individual needs. In addition to handling necessary paperwork, we remain available for support and review your Medicare plan annually to help ensure it continues to fit. 
We offer dental and vision coverage options that can help make routine care and unexpected expenses more manageable. Clients can compare traditional PPO dental insurance, dental savings plans, and vision coverage according to their needs and budget. Our licensed professionals explain the available benefits, costs, limitations, and covered services to support informed decisions. 
We help individuals and families compare supplemental insurance options for added financial protection when serious illness or accidents occur. Our licensed insurance pros explain coverage for cancer, heart attack, stroke, and accidents. Depending on the policy, benefits may be paid directly to you. We provide personalized guidance based on your needs and budget. 
We help clients evaluate life insurance options for family protection, future planning, and final expenses. Available choices include term life, whole life, and final expense insurance, each serving different needs. Our licensed professionals provide personalized guidance, explain how policies work, and help you consider coverage and budget when comparing available options.
People
Jose Ortez
OWNER & PRINCIPAL HEALTH INSURANCE BROKER
Born in Florida, Jose has been an independent insurance broker for 15 years. Having undergone 21 surgeries by the age of 15, Jose personally understands the value of having access to the best medical care. He currently Licensed in FL, ME, MI, NC, & NE and specializes in Medicare, Dental, Medicaid Spend-down, Hospital Indemnity, Obamacare(ACA) Plans, & Life Insurance.
Reviews (16)
Russ Root
Aug 19, 2026
Breanne Sutton
Jul 26, 2026
Jose Ortez was my point of contact through BCBS. We communicated through email and phone. I was switching insurances after my maternity leave was up and he was super helpful with that transition. He helped me with running the numbers and finding a plan for me. He was thorough with talking me through each step and what the upcoming steps to expect were. Jose followed up with me in a timely manner every question I had. Insurance tends to be a stressful topic but he made it easy!
Kelly C.
Feb 05, 2026
I can't recommend Jose highly enough! When I reached out for help navigating Medicare and supplemental insurance options for my elderly parents, I was impressed by the level of care and attention he provided. He took the time to explain all the options in simple, easy-to-understand terms, ensuring we fully understood each plan without any pressure to make a purchase.
What really stood out, though, was Jose's honesty and integrity. Instead of trying to sell us something new or push unnecessary plans, his advice was refreshingly straightforward: "Stick with what you already have." He carefully reviewed our current coverage and determined that it was the best fit for our needs. This level of transparency and customer-first approach is rare, and I truly appreciated it.
Jose made sure we felt informed and confident in our choices.
If you're looking for an insurance agent who is knowledgeable, patient, and truly puts your best interests first, I highly recommend Jose. He’s the kind of professional you can trust to guide you without any ulterior motives—something that's invaluable, especially when it comes to something as important as healthcare.
What really stood out, though, was Jose's honesty and integrity. Instead of trying to sell us something new or push unnecessary plans, his advice was refreshingly straightforward: "Stick with what you already have." He carefully reviewed our current coverage and determined that it was the best fit for our needs. This level of transparency and customer-first approach is rare, and I truly appreciated it.
Jose made sure we felt informed and confident in our choices.
If you're looking for an insurance agent who is knowledgeable, patient, and truly puts your best interests first, I highly recommend Jose. He’s the kind of professional you can trust to guide you without any ulterior motives—something that's invaluable, especially when it comes to something as important as healthcare.
Samantha Loyola
Nov 25, 2025
Erica Novotny
Sep 12, 2025
Jose from Health & Life Insurance Pros - Health & Medicare Agency provided exceptional customer service, taking the time to quickly and attentively answer all of my questions about Individual Health Insurance options and helping me navigate the Affordable Health Insurance process. Their expert guidance made finding the Best Health Insurance Options for our family a breeze.
Thomas Weiner
Jul 28, 2025
Brianna Staggs
Mar 30, 2025
Alica Clanton
Jul 07, 2024
Petra Busey
May 16, 2024
Jody
Mar 12, 2024
Brianna Sanchez
Sep 16, 2023
Ann Turner
Jul 07, 2023
Hh Wild Plums
May 28, 2023
Bianca Ramirez
Jun 11, 2022
Adrian Alquinta
Jun 09, 2022
Mary Forest
Jun 05, 2022