Business Details
48 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Martin & Zerfoss has been a trusted name in risk management, insurance, and bonds for over 40 years. Our independent agency offers tailored solutions for personal, business, and nonprofit clients across Tennessee and all 50 states. With a team of experienced professionals, we prioritize personalized service, leveraging deep industry expertise to protect our clients' financial security and quality of life. Our commitment to innovation, collaboration, and integrity has earned us long-standing relationships with top-rated carriers and a reputation for excellence.We approach every client relationship with compassion, treating clients like family while delivering comprehensive coverage that addresses both predictable and unexpected risks. Our core values drive our mission to provide a concierge-level experience, ensuring clients have the power of choice and access to customized insurance strategies that evolve with their needs.
Services
Insurance Solutions
Risk Management
Business Insurance
Personal Insurance
Employee Benefits
Church Insurance
Brewery Insurance
Charter School Insurance
Non-Profit Insurance
Commercial Bank Insurance
Details
- Year established: 1978
Highlights and features
- We offer over 40 years of proven expertise in insurance and risk management.
- Our team provides personalized service with a concierge-level client experience.
- We partner with top-rated national and regional insurance carriers.
- Our customized solutions address unique risks across multiple industries.
- We maintain a strong commitment to community service and local engagement.
Associations and certifications
- CHUBB Cornerstone Agency
What people say
Exceptional service
Trusted expertise
Personalized solutions
Reliable partner
Community commitment
Services
Brewery Insurance
Specialized insurance for breweries and distilleries combining liquor liability, property protection, and business operations coverage. Our policies address equipment breakdown risks, product contamination, cyber liability, and environmental exposures unique to the brewing industry. We provide comprehensive protection for premises liability, workers' compensation, and supply chain disruptions while offering risk management strategies for special events and bonded storage requirements.
Church Insurance
Customized insurance solutions for religious institutions covering property damage, liability claims, and specialized risks. Our policies include stained glass protection, directors & officers liability, abuse & molestation coverage, and cyber liability safeguards. We address security planning, professional liability for clergy, and non-owned auto insurance while providing enhanced liability protections for special events and mission trips.
Non-Profit Insurance
Tailored insurance programs for non-profit organizations addressing directors & officers liability, general liability, and employment practices risks. Our coverage includes business income protection, professional liability safeguards, and workers' compensation compliance. We specialize in customized solutions for unique exposures including volunteer protection, special event liability, and cyber risk management for charitable organizations.
Business Insurance
Comprehensive insurance packages for businesses of all sizes including property protection, liability coverage, and risk management solutions. Our offerings feature business owners policies, cyber liability insurance, employment practices liability, and specialized coverage for industry-specific risks. We provide workers' compensation, commercial auto insurance, and umbrella policies to protect diverse business operations across multiple sectors.
Personal Insurance
Customized personal insurance solutions including homeowners, auto, and umbrella policies tailored to individual needs. Our affluent personal lines division offers specialized coverage for high-value assets, unique properties, and complex risk management requirements. We provide comprehensive protection strategies that evolve with clients' changing life circumstances and financial goals.
People
Mickey Martin
Chief Executive Officer
With decades of leadership experience, Mickey Martin guides Martin & Zerfoss as CEO, maintaining our commitment to exceptional client service and industry excellence since joining the agency in 1978.
Paul Steele
President
As President, Paul Steele brings over 30 years of insurance expertise, holding multiple professional designations while leading our team in delivering comprehensive risk management solutions to commercial clients.
Amanda Hardin
Chief Financial Officer
Amanda Hardin, CPA, oversees financial operations at Martin & Zerfoss, ensuring fiscal responsibility and strategic growth while maintaining our agency's financial integrity since joining the leadership team.
Taylor Ragan
Chief Operating Officer
Taylor Ragan, with industry certifications including CIC and CAWC, manages daily operations at Martin & Zerfoss, ensuring efficient service delivery and implementation of our client-focused business strategies.
Tee Zerfoss
Founder
As founder of Martin & Zerfoss, Tee Zerfoss established our agency's core values of integrity and client service in 1978, creating a legacy of trust that continues through our current leadership team.
Questions
What types of insurance does Martin & Zerfoss specialize in?
We specialize in brewery & distillery insurance, church insurance, charter school insurance, commercial bank insurance, non-profit insurance, and affluent personal lines coverage.
How do you tailor insurance policies to specific client needs?
Our experienced team conducts thorough risk assessments and leverages relationships with top-rated carriers to create customized insurance solutions for individuals and businesses.
What areas do you serve?
While based in Nashville, Tennessee, we provide insurance solutions throughout all 50 states with localized expertise and nationwide coverage capabilities.
How does your claims process work?
We offer personalized claims support with dedicated specialists who guide clients through the process, ensuring timely resolution and advocacy throughout the claims lifecycle.
Do you offer 24/7 insurance services?
Our standard office hours are Monday-Friday 8:15am-5:00pm, but we provide emergency contact options for urgent insurance needs outside regular business hours.
Why choose Martin & Zerfoss over other agencies?
With over 40 years of experience, we combine personalized service with industry expertise, offering a concierge client experience and access to top-rated insurance carriers.
