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Trusted Insurance Solutions in Middle Tennessee
Innovative Insurance Solutions is a trusted, independent insurance agency serving Middle Tennessee. Our mission is to build lasting partnerships by delivering personalized, transparent insurance solutions for individuals and businesses. We specialize in home, auto, life, business insurance, and bonds, prioritizing exceptional customer service and proactive client education. With decades of combined experience, our team ensures tailored coverage through competitive pricing and dedicated support.

We maintain strong relationships with top insurers to provide reliable protection and peace of mind. Our commitment to integrity and community-focused service has earned us recognition as a preferred local provider. We continuously review policies to optimize coverage and address evolving client needs efficiently.
Services
Home Insurance Auto Insurance Individual Life Insurance Business Insurance Bonds Renters Insurance Watercraft Insurance Contractor Insurance
Highlights and features
  • Our agents proactively review policies annually to ensure optimal coverage.
  • We provide personalized insurance solutions tailored to specific client needs.
  • Our team maintains deep expertise in Middle Tennessee's insurance requirements.
  • We partner with top-rated insurers to ensure reliable claim resolution.
  • We guarantee transparent communication and no hidden policy fees.
What people say
Amazing and helpful Best policies at best prices World class insurance operation Proactive and responsive Best! Highly recommend
Services
Home Insurance
Protecting homeowners through comprehensive policies that cover property damage, personal possessions, and liability risks. Our solutions address fire, water damage, and burglary while ensuring financial security. We specialize in customized coverage that aligns with individual property values and client priorities.
Auto Insurance
Providing tailored auto insurance policies that meet legal requirements while offering enhanced protection for drivers. We offer liability, collision, and comprehensive coverage options with personalized advice to ensure adequate protection during accidents or theft.
Business Insurance
Creating comprehensive risk management solutions for businesses including liability protection, property coverage, and industry-specific policies. We help companies safeguard assets, maintain operational continuity, and meet contractual insurance requirements through customized commercial policies.
Renters Insurance
Offering affordable renters insurance that protects personal belongings from theft, fire, and specific water damages. Our policies include liability coverage and temporary housing provisions while ensuring clear policy limits and exclusions for tenant peace of mind.
Contractor Insurance
Specialized insurance packages for contractors covering general liability, equipment protection, and job-site risks. We provide customizable policies that address machinery damage, project-specific requirements, and mandatory coverage for government contracts.
People
Kim Broussard
Senior Account Executive
With extensive industry knowledge, Kim delivers optimal insurance solutions while maintaining proactive policy reviews and competitive pricing strategies. She prioritizes personalized client relationships and ensures timely coverage adjustments.
Thomas Broussard
Senior Account Executive
Recognized for exceptional service, Thomas combines responsiveness with proactive risk management. He specializes in policy optimization and ensuring comprehensive coverage that aligns with clients' evolving insurance requirements.
Beth Perry
Personal Account Manager
Beth provides dedicated support for personal insurance policies, resolving client issues efficiently and maintaining transparent communication throughout the policy management process.
Tina Morse
Commercial Account Manager
Tina specializes in commercial insurance solutions, focusing on business risk protection and policy customization that addresses specific industry challenges and operational requirements.
Questions
What types of insurance do you offer?
We provide home, auto, life, business, renters, watercraft, and contractor insurance policies tailored to individual and commercial needs across Middle Tennessee.
How do you customize insurance policies?
Our agents assess individual needs through detailed consultations, then leverage partnerships with multiple insurers to create customized coverage plans with competitive pricing.
Do you serve commercial clients outside Middle Tennessee?
Our primary service area remains Middle Tennessee, where we maintain deep understanding of regional insurance requirements and market conditions.
How do you handle claims assistance?
We provide proactive claims support by coordinating with insurance providers, clarifying policy details, and ensuring timely resolution for our clients.
Are your insurance consultations free?
We offer complimentary policy reviews and consultation services to help clients understand their current coverage and explore optimized insurance solutions.
What makes your agency different from online insurers?
Our local expertise, personalized service, and proactive policy management create long-term value that automated platforms cannot replicate for Tennessee residents.
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