Business Details
20 Years
experience
Trusted Mortgage Specialists in California
Founded in 2006 by seasoned mortgage professional Shannon Gray, LifeSource Mortgage was established to bridge the gap between clients and lenders through personalized service and ethical practices. With over 14 years of experience and thousands of home loans funded, we prioritize professionalism, transparency, and client satisfaction. Our commitment to excellence is reflected in our use of advanced technology to streamline the mortgage process while maintaining direct communication with clients.We adhere to strict ethical standards, ensuring every client receives responsible and tailored mortgage solutions. As a family-owned business based in Orange County, California, we focus on building long-term relationships and empowering clients through financial education and flexible loan options.
Services
Home Purchase Loans
Refinance Options
Reverse Mortgages
Pre-Approval Process
Loan Options
Details
- Year established: 2006
Highlights and features
- We offer 24-hour pre-approval for fast home purchases.
- Flexible options for self-employed buyers and investors.
- Low or zero points available on qualifying loans.
- Specialized programs for second homes and vacation properties.
- Personalized service from a family-owned mortgage company.
What people say
Great service
Fast approval
Personalized care
Highly recommend
Competitive rates
Services
Home Purchase Loans
We provide tailored home purchase loans for first-time buyers, experienced homeowners, and investors. Our programs include flexible qualifying criteria, low or zero points, and fast-track approvals. Clients benefit from competitive rates and personalized guidance to secure their dream homes efficiently.
Refinance Options
Our refinance solutions help clients lower monthly payments, eliminate PMI, or access home equity. We offer streamlined processes for rate-and-term refinancing and cash-out options. Expert advisors ensure clients maximize savings while meeting long-term financial goals with minimal hassle.
Reverse Mortgages
We specialize in FHA-insured and proprietary reverse mortgages for homeowners aged 55+. These programs convert home equity into tax-free funds without monthly payments. Our team guides clients through eligibility requirements, financial assessments, and tailored solutions for retirement financial security.
Pre-Approval Process
Our 24-hour pre-approval service empowers buyers to act swiftly in competitive markets. The process involves assessing financial profiles to determine loan eligibility and budget parameters. This step streamlines home searches and strengthens offers with verified financing commitments.
Loan Options
We offer diverse loan products including fixed-rate, adjustable-rate, FHA, VA, jumbo, and stated-income mortgages. Each program is tailored to client needs, with access to multiple lenders for optimal rate shopping. Our expertise ensures clients find the most suitable financing solutions for their unique circumstances.
People
Shannon Gray
Owner
Shannon Gray founded LifeSource Mortgage in 2006 after 15+ years at institutional lenders. With a BA from Cal State Long Beach and MA from Azusa Pacific University, he specializes in California home loans. An avid surfer, he balances family time with client-focused mortgage solutions.
Gary A.
Loan Officer
Gary brings 15+ years of mortgage consulting experience to LifeSource Mortgage. Holding a BS from Arizona State University, he assists clients across California with personalized loan solutions. Married with two children, he resides in Winchester, CA.
Bryan S.
Loan Officer
Bryan offers 15+ years of mortgage expertise, holding degrees from Cal State Fullerton and National University. He specializes in guiding California clients through complex loan programs. Married with two children, he operates from Orange, CA.
Shawn Vaillancourt
Loan Officer
Shawn contributes 22 years of mortgage experience and 12 years in reverse mortgage specialization. With a BA from Cal State Long Beach, he serves clients in Anaheim Hills, CA. Married with four daughters, he focuses on SEO and retirement financing solutions.
Sandra Burgess
Loan Officer
Sandra combines 20+ years in corporate finance with four years in mortgage services. Holding a BS in Accounting from Cal State Long Beach, she manages operations in Lake Forest, CA. Married with two children, she ensures seamless loan processing for clients.
Questions
What mortgage services do you offer?
We provide home purchase loans, refinancing, reverse mortgages, and pre-approval services with tailored solutions for diverse financial situations.
Do you serve clients outside California?
Yes, we offer mortgage services in Florida, Idaho, and Colorado in addition to California.
How quickly can I get pre-approved?
Our 24-hour pre-approval process ensures fast results to help you act swiftly in competitive markets.
Are there options for self-employed buyers?
Yes, we offer flexible qualifying programs specifically designed for self-employed individuals and investors.
What reverse mortgage options exist for retirees?
We offer FHA-insured reverse mortgages for ages 62+ and proprietary programs starting at age 55 with tax-free fund access.
