Business Details
Your Trusted Las Vegas Mortgage Lender
At Sandstone Home Loans, we prioritize delivering the highest level of service through honesty, integrity, and industry expertise. Our mortgage originators focus on helping clients achieve their goals by offering tailored loan programs, including conforming, non-conforming, FHA, VA, and asset-based loans. With decades of combined experience, we specialize in guiding first-time buyers, investors, and self-employed individuals through the home financing process.Our service-first mentality ensures transparent communication and personalized support from initial consultation to closing. We are committed to ethical practices, community engagement, and empowering clients with the knowledge to make informed financial decisions.
Services
Conforming Loans
Non-Conforming Loans
FHA Loans
VA Loans
Home Equity Lines of Credit
Highlights and features
- We offer tailored loan programs for investors, self-employed, and high-net-worth clients.
- Our team combines decades of mortgage industry experience with ethical service standards.
- We provide asset-based and bank statement loan options for unique financial situations.
- We prioritize transparent communication and client education throughout the loan process.
- Our service-first approach focuses on long-term client success over transactional volume.
Associations and certifications
- Nationwide Multistate Licensing System #2349810
- Colorado Mortgage Loan Originator License #100026264
- California Department of Real Estate License #02162493
Services
Conforming Loans
Conforming loans adhere to Fannie Mae and Freddie Mac standards, offering fixed and adjustable-rate options for primary residences, second homes, and investment properties. These loans provide competitive rates with down payments as low as 3% for qualified borrowers.
FHA Loans
FHA loans enable low down payments (as low as 3.5%) and flexible credit requirements for first-time buyers. They feature fixed and adjustable-rate terms with lower credit score thresholds and assumable options for qualified borrowers.
VA Home Loans
VA loans offer 0% down payment options and reduced interest rates for eligible veterans. These guaranteed loans require no monthly mortgage insurance and feature flexible credit requirements for primary residence purchases or refinancing.
Non-Conforming Loans
Non-conforming loans cater to borrowers exceeding conventional loan limits. These programs include asset-based, bank statement, and debt coverage ratio options for self-employed individuals and investors with unique financial profiles.
Home Equity Lines of Credit
HELOCs provide revolving credit using home equity as collateral. Borrowers can access funds for debt consolidation, home improvements, or financial investments with flexible repayment terms based on their property's value.
People
Ben Petkewich
Mortgage Broker/Owner
With over 25 years in mortgage lending, Ben Petkewich founded Sandstone Home Loans to provide ethical, client-focused services. He specializes in guiding clients through complex loan scenarios and holds licenses in Nevada, Colorado, and California.
Sergio Mayoral
Mortgage Originator
Sergio Mayoral brings extensive experience in mortgage origination, focusing on personalized client support. He assists clients in navigating loan options and achieving homeownership goals while maintaining a service-first approach.
Questions
What loan programs does Sandstone Home Loans offer?
We offer conforming, non-conforming, FHA, VA, jumbo, and home equity loan programs tailored for first-time buyers, investors, and self-employed individuals.
Can I qualify for a mortgage with a low credit score?
Yes. FHA loans allow credit scores as low as 580 with 3.5% down, while VA loans offer flexible credit requirements for eligible veterans.
Do you offer loans for self-employed borrowers?
Yes. We provide bank statement loan programs and asset-based options designed for self-employed individuals and high-net-worth clients.
What down payment assistance options are available?
VA loans offer 0% down payment options, FHA loans require as little as 3.5% down, and conforming loans start at 3% down for qualified buyers.
