Business Details
Trusted Mortgage Broker in Las Vegas
With 28 years of dedicated service in the mortgage industry, Private Money Loans has built a reputation on expertise, integrity, and results-driven solutions. Our focus spans traditional lending and private money options, offering flexibility to address diverse financial goalsfrom home purchases and debt consolidation to real estate investments. Client testimonials highlight our personalized approach, including success stories like securing grants for closing costs and guiding long-term clients through complex transactions.We prioritize understanding individual needs, ensuring tailored guidance that aligns with each borrower's unique objectives. Backed by decades of experience and a deep understanding of financial intricacies, we deliver customized mortgage solutions that stand the test of time.
Services
Mortgage Brokerage
Private Money Loans
Hard Money Lending
Refinancing Services
Fix-and-Flip Funding
Bridge Loans
Commercial Property Financing
Highlights and features
- We offer 28 years of mortgage industry expertise with a focus on private money solutions.
- Our team provides personalized loan structuring tailored to individual financial goals.
- We specialize in hard money lending for fix-and-flip projects and investment properties.
- Our clients benefit from transparent communication and no hidden fees.
- We deliver proven results with a track record of successful client referrals and repeat business.
What people say
Super easy process
Deep understanding of finance
Customized solutions
28 years of experience
Helped with closing grants
Services
Private Money Loans
Private money loans provide flexible, equity-based financing for real estate investors and borrowers with unique needs. These short-term loans, secured by property collateral, offer faster funding and less stringent requirements than traditional banks. Ideal for fix-and-flip projects, land purchases, and commercial deals, they feature interest rates of 1012% with loan-to-value ratios up to 80%.
Mortgage Brokerage
Our mortgage brokerage connects clients with tailored financing solutions, including traditional and private money options. We specialize in owner-occupied, investment, and commercial property loans, offering terms from 1260 months. Services include purchase loans, refinancing, and cash-out options, with a focus on competitive rates and personalized guidance.
Fix-and-Flip Funding
Fix-and-flip funding supports real estate investors seeking rapid financing for property renovations. These short-term loans cover acquisition and rehab costs, with flexible terms and quick approval processes. Backed by property equity, they enable investors to capitalize on time-sensitive opportunities in competitive markets.
Bridge Loans
Bridge loans offer temporary financing for real estate transactions, bridging gaps between property purchases and long-term funding. Commonly used for commercial deals or residential investments, these loans provide liquidity for down payments, renovations, or debt consolidation, with terms ranging from 1260 months.
Commercial Property Loans
Commercial property loans cater to businesses and investors acquiring or refinancing income-generating properties. With loan-to-value ratios of 5070% and interest rates of 1012%, these loans support purchases of retail spaces, warehouses, and office buildings. Terms are negotiated based on property value and borrower strategy.
People
Private Money Loans
Mortgage Broker
With 28 years in the mortgage industry, Private Money Loans specializes in private money lending and traditional financing solutions. Her expertise includes fix-and-flip projects, commercial loans, and client-focused mortgage strategies. She prioritizes personalized service and transparent communication.
Questions
What is a private money loan?
Private money loans are real estate-backed loans funded by individuals or entities instead of banks. They offer faster funding, flexible terms, and less strict requirements for borrowers.
How do hard money loans differ from traditional mortgages?
Hard money loans are short-term, collateral-based loans with higher interest rates (10–12%) and quicker approvals, ideal for investors needing rapid financing.
Can I use a private loan for a home purchase?
Yes, private loans can finance owner-occupied homes, investment properties, or fixer-uppers with loan-to-value ratios up to 70% and flexible terms.
What are the benefits of working with a mortgage broker?
A broker offers access to multiple lenders, personalized loan structuring, and expertise in navigating complex financing options for optimal client outcomes.
How quickly can I get approved for a private loan?
Approvals often occur within days, with funding possible in as little as 7–10 business days, depending on property evaluation and documentation.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out options, and HELOCs to help homeowners lower payments or access equity.
