Business Details
7 Years
experience
Your Trusted Independent Insurance Agency in Burbank, CA
Life Trails Insurance Agency is an independent insurance agency dedicated to providing tailored insurance solutions that meet individual and business needs. Our team of experienced professionals works closely with clients to navigate the complexities of insurance, offering a wide range of options from top-rated carriers. We prioritize client education and informed decision-making, ensuring our clients understand their coverage choices.With a focus on transparency and personalized service, we strive to simplify the insurance process while maintaining the highest standards of professionalism. Our independence allows us to remain client-focused, free from carrier-specific constraints, and committed to securing the best possible protection for our clients.
Services
Life Insurance
Disability Insurance
Accidental Death Insurance
Long-Term Care Insurance
Term Life Insurance
Whole Life Insurance
Final Expense Insurance
Mortgage Protection Insurance
Details
- Year established: 2019
Highlights and features
- We offer independent, unbiased insurance solutions from multiple carriers.
- Our team provides personalized guidance through complex insurance decisions.
- We prioritize client education and transparent policy explanations.
- We maintain relationships with top-rated insurance providers nationwide.
- Our streamlined application process simplifies policy acquisition.
Services
Life Insurance
Life insurance provides financial protection through death benefit payouts to beneficiaries. We offer term, whole, and universal life policies with customizable riders. Our solutions help families maintain financial stability and cover final expenses while offering cash value accumulation options for long-term planning.
Disability Insurance
Disability insurance replaces income when work incapacity occurs due to illness or injury. We offer short-term and long-term options with customizable elimination periods and benefit durations. Our policies protect professionals across various occupations through own-occupation and any-occupation coverage frameworks.
Accidental Death Insurance
Accidental death insurance provides cost-effective coverage for non-natural death causes. Our policies offer high payouts for qualifying accidents while waiving medical exams. This supplemental coverage works well for individuals seeking additional protection at affordable rates across different life stages.
Long-Term Care Insurance
Long-term care insurance covers extended care facility expenses when independent living becomes impossible. We provide standalone policies and life insurance riders that protect retirement savings. Our solutions address nursing home costs while preserving inheritance for beneficiaries through tax-free death benefit structures.
Term Life Insurance
Term life insurance offers affordable death benefit protection for specific periods. We provide level, decreasing, and renewable term options with flexible durations from 10-30 years. Our policies suit temporary needs like mortgage protection and income replacement during working years.
People
Samuel Simonian
President and CEO
Samuel Simonian leads Life Trails Insurance Agency with extensive industry experience, focusing on accessible insurance solutions. He builds teams of professionals dedicated to client education and carrier diversity while maintaining technical efficiency and affordability.
Questions
What types of life insurance do you offer?
We provide term life, whole life, guaranteed universal life, indexed universal life, and final expense insurance options tailored to individual needs.
Can I get insurance with pre-existing conditions?
Yes, we offer no-medical-exam policies and work with carriers that accommodate various health conditions through specialized underwriting processes.
Do you offer disability insurance?
We provide both short-term and long-term disability insurance options that replace 40-70% of income in case of work-related incapacity.
How quickly can I get coverage?
Instant issue policies can be obtained in 1-3 business days, while traditional policies typically take 2-8 weeks depending on medical requirements.
What is long-term care insurance?
Our long-term care insurance covers nursing home or home care expenses when individuals can no longer perform basic daily living activities independently.
Can I modify my policy after purchase?
Policy modifications are possible through riders or new purchases, though decreasing coverage or term length may be allowed depending on carrier guidelines.
