CapTec USA

CapTec USA is a leading business loan advisory firm dedicated to helping business owners manage the process of finding, evaluating, and obtaining the business loan they need to start, expand, or refinance their business. We serve as a single point of contact for our clients, simplifying the lending process and ensuring they receive the best loan terms available. Our experienced team utilizes decades of experience and a nationwide lending network to create value for our clients by saving them time, money, and headaches.

Our Services

At CapTec USA, we offer a range of services designed to meet the unique needs of business owners. Our services include:

• Finding the Right Lender: We work with you to find the lender(s) whose preferences match the profile of your business, making the lending process easier and more efficient.
• Managing the Entire Loan Process: We manage the entire loan process from start to finish, allowing you to focus on running your business.
• Utilizing Existing Lending Relationships: We have invested in quality lending relationships on your behalf, ensuring you have access to the best possible loan terms.
• Understanding Your Business: We take the time to understand your business and craft a lending story that appeals to the most receptive lending audience.
• Personalized Service: We combine technology with personalized service to ensure you receive the best possible experience.
• Quality Lender Network: We continually refine our network to include only the lenders who truly understand the importance they play in business lending.

Our Loan Types

We offer a variety of loan types designed to meet the unique needs of our clients, including:

• SBA 7(a) Loans: These loans offer competitive loan terms, lower down payments, and require less collateral than other loan options. The loan proceeds can be used for various purposes including business startup, acquisition, expansion, refinancing existing debt, working capital, equipment purchase, construction, and partner buyout.
• USDA B&I Loans: These loans are designed to provide long-term financing for businesses in rural areas.
• Conventional Bank Financing: We work with a variety of conventional lenders to provide financing options for businesses that may not qualify for government-backed loans.

Our Management Team

Our management team is comprised of experienced financial professionals with a proven track record of success. Our team includes:

• Jerry D. Campbell, Chairman, President and CEO: Mr. Campbell has over 30 years of experience in the financial services industry, including serving as the CEO of a $1 billion in assets bank in Tampa, Florida.
• Dana M. Cluckey, Vice Chairman: Mr. Cluckey has over 30 years of experience in the financial services industry, including serving as the COO of a $1 billion in assets bank in Tampa, Florida.
• Thomas D. Welsh, EVP, CFO: Mr. Welsh has over 20 years of experience in the financial services industry, including serving as the CFO of a regional bank in Tampa, Florida.