Business Details
17 Years
experience
Your Trusted Mortgage Partner in Chicago
Founded in 2009 by Reno Manuele and Tony Ameti, Neighborhood Loans has established itself as a trusted leader in the mortgage industry. Our mission centers on empowering clients through tailored loan solutions that align with their financial goals and future aspirations. With a commitment to transparency and integrity, we guide homeowners and buyers through every step of the mortgage process, ensuring clarity and confidence.Our in-house team of experts brings decades of combined experience, offering specialized knowledge in FHA, VA, conventional, and jumbo loans. Recognized as one of Inc.'s fastest-growing private companies and a top workplace by Crain's Chicago Business, we prioritize innovation, client education, and community impact. Our core valuesgrowth mindset, compassion, and loyaltydrive our dedication to exceeding industry standards and fostering long-term relationships built on trust.
Services
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Refinance Options
Home Equity Loans
203k Loans
USDA Loans
HomeReady Loans
HomeStyle Loans
Details
- Year established: 2009
Highlights and features
- We offer a streamlined mortgage process with in-house expertise.
- Our team provides personalized loan solutions for diverse financial situations.
- We prioritize client education and transparency in all transactions.
- We maintain an A+ rating with the Better Business Bureau.
- Our 24/7 pre-approval service ensures timely responses to client needs.
Associations and certifications
- Better Business Bureau
- Inc. Magazine
What people say
Quick to respond
Knowledgeable and helpful
Smooth process
100% satisfied
Look out for your best interests
Services
FHA Loans
FHA loans provide low-down-payment options for buyers with average credit scores. These government-insured mortgages require as little as 3.5% down, making homeownership accessible to first-time buyers. Our team simplifies the FHA application process while ensuring compliance with federal guidelines.
VA Loans
VA loans offer zero-down-payment options for eligible veterans and service members. Backed by the Department of Veterans Affairs, these mortgages eliminate private mortgage insurance requirements. We specialize in guiding veterans through the unique benefits of VA financing.
Conventional Loans
Conventional loans suit buyers with strong credit seeking flexible terms. Available as conforming or jumbo options, these mortgages require as little as 3% down with competitive rates. Our experts help determine if conventional financing aligns with your financial profile.
Refinance Options
Our refinance programs lower payments, shorten loan terms, or provide cash-out equity access. From rate-and-term adjustments to streamline refinances, we analyze market conditions to optimize your mortgage strategy.
203k Loans
203k loans combine home purchase with renovation funds. Ideal for fixer-uppers, these FHA-backed mortgages finance repairs and improvements in a single transaction. Our specialists handle complex renovation timelines and contractor coordination.
People
Reno Manuele
Co-Founder
Co-founder with over 15 years of mortgage industry experience, Reno prioritizes client satisfaction and ethical lending practices. He leads Neighborhood Loans' strategic growth while maintaining hands-on involvement in complex transactions.
Tony Ameti
Co-Founder
As co-founder, Tony oversees daily operations and team development. With expertise in mortgage compliance and risk management, he ensures the company maintains its A+ Better Business Bureau rating and industry-leading service standards.
Aaron Johnson
Loan Officer
Experienced loan officer specializing in first-time homebuyer programs. Aaron provides personalized guidance through FHA and USDA loan processes, helping clients achieve homeownership with minimal upfront costs.
Adis Sator
Mortgage Consultant
Mortgage consultant with expertise in jumbo and conventional loans for high-value properties. Adis assists clients with complex financial profiles to secure competitive rates and favorable terms.
Al Zoubi
Refinance Specialist
Refinance expert focused on lowering client payments and optimizing mortgage terms. Al helps homeowners eliminate private mortgage insurance or access equity through cash-out refinancing options.
Questions
What mortgage loan programs do you offer?
We offer FHA, VA, conventional, jumbo, USDA, HomeReady, HomeStyle, and 203k loans tailored to diverse financial needs.
How can I get pre-approved for a mortgage?
Apply online or contact our team for a 24/7 pre-approval process that evaluates your financial profile and goals.
What are the benefits of refinancing?
Refinancing can lower payments, shorten loan terms, eliminate mortgage insurance, or provide cash-out options for debt consolidation.
Do you serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through low-down-payment options like FHA loans and down payment assistance programs.
How long does the mortgage process take?
Most transactions close within 30-45 days, with expedited options available for qualified borrowers.
