Business Details
31 Years
experience
Your Trusted Mortgage Broker in Northbrook, IL
Founded in 1995 by Edie Jerome, Metro Mortgage Services has established itself as a trusted mortgage brokerage serving residential and commercial clients across the Chicago-land area. With over 20 years of direct experience in the mortgage industry and 40 years combined experience in real estate and finance, our team specializes in crafting tailored solutions for diverse buyers, including first-time homebuyers, mature clients seeking reverse mortgages, and individuals with unique financial circumstances such as DACA eligibility. Our deep relationships with top lenders and Illinois banks enable us to navigate complex loan scenarios, ensuring clients receive personalized attention and customized mortgage products.We maintain a strong reputation for overcoming lending challenges through meticulous documentation preparation and transparent communication. As a licensed Illinois Residential Mortgage Licensee (ID: 4392) operating under NMLS identifiers 195741 and 195657, we combine regulatory compliance with client-focused service to deliver successful loan closings.
Services
Residential Mortgages
Refinancing
Adjustable Rate Mortgages
Reverse Mortgages
FHA Loans
VA Loans
DACA Loans
Commercial Loans
Mortgage Pre-Qualification
Debt Consolidation
Details
- Year established: 1995
Highlights and features
- We offer 25+ years of mortgage brokerage experience in the Chicago-land area
- Our team specializes in FHA, VA, reverse, and DACA mortgage programs
- We maintain relationships with multiple top-tier lenders for competitive rate access
- Our personalized approach ensures tailored mortgage solutions for unique situations
- We provide expert guidance through complex loan scenarios and documentation processes
Associations and certifications
- NMLS
- ILL. RESIDENTIAL MORTGAGE LICENSEE 4392
What people say
Personalized customer service
Knowledgeable and accommodating
Smooth closing process
Helped with DACA loan
Advocate for clients
Services
Residential Mortgages
We assist homebuyers in securing mortgage financing for primary residences through comprehensive loan program comparisons. Our team evaluates clients' financial situations to recommend optimal mortgage products while maintaining relationships with multiple lenders to secure competitive rates. With expertise in conventional, FHA, and VA loan programs, we guide clients through the entire mortgage process from pre-qualification to closing.
Reverse Mortgages
Our specialists help senior homeowners access home equity through reverse mortgage solutions while maintaining property ownership. We provide detailed counseling about loan terms, financial implications, and repayment conditions. With experience handling complex investment portfolios and documentation requirements, we ensure clients understand all aspects before committing to this financial decision.
DACA Loans
We offer specialized mortgage programs for Deferred Action for Childhood Arrivals recipients seeking homeownership opportunities. Our team understands the unique documentation requirements and lender criteria for these loans. Through proactive communication with underwriters, we help DACA recipients navigate the mortgage approval process and achieve successful closings.
Refinancing
We help homeowners reduce monthly payments, shorten loan terms, or access home equity through mortgage refinancing options. Our process includes analyzing current loan terms, credit profiles, and market conditions to identify beneficial refinancing opportunities. We coordinate with title companies and appraisers to facilitate smooth transaction processing.
Commercial Loans
We provide financing solutions for commercial real estate acquisitions and refinancing through our network of lending partners. Our services include property analysis, financial documentation preparation, and loan structuring tailored to business needs. We support clients seeking financing for office spaces, retail locations, and investment properties.
People
Edie Jerome
President
With 40 years combined experience in real estate and mortgage industries, Edie founded Metro Mortgage Services in 1995. She specializes in creative mortgage solutions for diverse clients, including reverse mortgages and DACA loans. Her expertise in navigating complex loan scenarios has earned recognition from clients and industry professionals.
Questions
What mortgage types do you specialize in?
We specialize in FHA loans, VA loans, reverse mortgages, DACA loans, conventional mortgages, and commercial financing options.
How can you help first-time homebuyers?
We provide mortgage education, pre-qualification assistance, and access to first-time buyer programs with favorable terms.
Do you assist clients with credit challenges?
Yes, we help clients with credit issues develop strategies to qualify for mortgages through specialized loan programs.
What documentation is needed for pre-approval?
Typically requires income verification, asset statements, identification, and credit authorization for initial mortgage pre-approval.
How does the reverse mortgage process work?
We provide counseling about requirements, help gather documentation, and coordinate appraisals to determine eligibility for reverse mortgage programs.
Can DACA recipients qualify for mortgages?
Yes, we offer specialized loan programs for DACA recipients with valid work permits and stable income verification.
